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PayPal: PayPal Credit reviews

4.73
Based on 181,123 reviews, last reviewed 16th Aug 2026
20% increase in 5 star reviews
in the past 90 days
35% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026
Maysoon's avatar
Maysoon

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181123)

PayPal....a great way to pay

5
I find PayPal great to use as it's so good & most of all safe. The pay in three installments is also great when buying over a certain amount plus you have an option over a certain amount of years for larger purchases. All in all PayPal is great even to use on a daily basis when out shopping or eating. Reviewed on: 6th June 2026

PayPal Customer Support

5
PayPal have been one of the easiest and best ways to deal with any issues I’ve ever had with various transactions, faster than any bank have ever been. Even with small values and external private sales that were not what was promised, PayPal were quick to get involved and deal with the issues. Reviewed on: 6th June 2026

Excellent service, always helpful.

5
Excellent service, always helpful. Reviewed on: 6th June 2026

Paypal! - Sooo handy!

5
Paypal has be very having for me,by giving me the option, if needed to pay in instalments, which is so key if you have an unexpected bills before payday Reviewed on: 6th June 2026

Using PayPal is so easy.

5
Using PayPal is so easy.I find it the best,hassle free way of sending and receiving payments online.On one occasion I was defrauded money on my account I contacted customer service who sorted the matter out completely for me.I would not hesitate to recommend PayPal to my friends and family Reviewed on: 6th June 2026

Happy through out all this years.

5
Happy through out all this years. Excellent costumer services and services in general Reviewed on: 6th June 2026

PayPal has you covered.

5
I have had few disputes with sellers and PayPal have had my back on 95% of them. Reviewed on: 6th June 2026

I am using it from 1 year it's a great shopping and...

5
I am using it from 1 year it's a great shopping and entertainment application Reviewed on: 6th June 2026

Easy to use

4
Easy to use. Love the 3 interest free payments means they always get paid off. Reviewed on: 6th June 2026

Very good, reliable and easy way to spend with added...

5
Very good, reliable and easy way to spend with added protection Reviewed on: 6th June 2026

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