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PayPal: PayPal Credit reviews

4.73
Based on 181,123 reviews, last reviewed 16th Aug 2026
20% increase in 5 star reviews
in the past 90 days
35% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026
Maysoon's avatar
Maysoon

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181123)

Good, iam interested in need more credit

4
Good, iam interested in need more credit Reviewed on: 6th June 2026

Very good and easy to use , available in majority of...

5
Very good and easy to use , available in majority of retailers giving you many options of payment to choose from Reviewed on: 6th June 2026

Excellent customer service haven't had any problems

5
Excellent customer service haven't had any problems Reviewed on: 6th June 2026

Easy and quick to use.

5
Easy and quick to use. With peace of mind. Reviewed on: 6th June 2026

I have had PayPal for year's

5
I have had PayPal for year's and the service you receive is excellent. Reviewed on: 6th June 2026

Never had any trouble using PayPal always simple str...

5
Never had any trouble using PayPal always simple straightforward transaction Reviewed on: 6th June 2026

Very good finance app and a very safe I definitely r...

5
Very good finance app and a very safe I definitely recommend Reviewed on: 6th June 2026

Been using PayPal credit for a number of years now.

5
Been using PayPal credit for a number of years now. The interest free for 4 months on all purchases above £99 is a handy way to spread the cost of items & I use it regularly as I love shopping online. Reviewed on: 6th June 2026

Exceptional service from PayPal.

5
Exceptional service from PayPal. First class service and would definitely recommend to friends and family. Reviewed on: 6th June 2026

Great and secure very handy to navigate around

5
Great and secure very handy to navigate around Reviewed on: 6th June 2026

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