Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

View other PayPal products

4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181123)

Very easy to setup.

Very easy to setup. I had no prior experience but the steps made things easy. Reviewed on: 6th June 2026

Very accessible, top tier on safety

Very accessible, top tier on safety Reviewed on: 6th June 2026

I have experience using PayPal for online payments,...

I have experience using PayPal for online payments, shopping, and money transfers. I use it to make secure purchases without sharing my card details directly with sellers. I have also used PayPal to send and receive payments quickly and to track transactions through the app. Overall, I find PayPal convenient, reliable, and easy to use for managing online payments. Reviewed on: 6th June 2026

Easy to apply for, good interest rate

Easy to apply for, good interest rate Reviewed on: 6th June 2026

Simply fantastic .

PayPal has been fantastic for managing credit and processing payments. Its ease of use and top-tier security are truly second to none. Reviewed on: 6th June 2026

Excellent service from PayPal.

Excellent service from PayPal. I've been a customer for many years, and they have consistently provided a secure, reliable, and user-friendly platform. I am especially thankful for the credit limit increases over time, which have helped me maintain financial flexibility when needed. PayPal has been a valuable resource during difficult financial periods, and I appreciate the trust and support they have shown me as a long-term customer. I highly recommend PayPal to anyone looking for a trusted and dependable payment service. Reviewed on: 6th June 2026

Very good for when you’re in a sticky situation.

Very good for when you’re in a sticky situation. 4 months no interest and you can keep the money in an interest free account Reviewed on: 6th June 2026

Good easy to use I’m happy with PayPal service

Good easy to use I’m happy with PayPal service Reviewed on: 6th June 2026

My experience is very good

Very good experience with paypal Reviewed on: 6th June 2026

Life saver.

At a time no one else would help, PayPal credit was a life saver. Reviewed on: 6th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101281 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub