Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,123 reviews, last reviewed 16th Aug 2026
20% increase in 5 star reviews
in the past 90 days
35% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026
Maysoon's avatar
Maysoon

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181123)

Shopping

5
It makes shopping so much easier and fun Reviewed on: 6th June 2026

Great products,great service and great app.

5
Great products,great service and great app. Reviewed on: 6th June 2026

Simple is always tue best

5
Easy to setup, plenty of retailers to choose the service from, what’s not to like. Reviewed on: 6th June 2026

A long time user and with excellent zero trouble exp...

5
A long time user and with excellent zero trouble experience Reviewed on: 6th June 2026

Amazing and easy

5
Amazing simple easy quick and always available to use Reviewed on: 6th June 2026

Easy peasy

5
Very easy to use quick very handy to have got a holiday Reviewed on: 6th June 2026

easy finance with added protection.

5
Easy way to pay for your purchase with added protection. Pay in 3 instalments helps to spread the cost. Pay Pal credit is interest free if paid in full within 4 months. I find it an added way of spreading the payment to suit. Reviewed on: 6th June 2026

PayPal is very good in online transaction

5
PayPal is very good in online transaction Reviewed on: 6th June 2026

Brilliant

5
Brilliant experience Paypal credit is great Reviewed on: 6th June 2026

Never had any issues.

5
Never had any issues. Easy to use Reviewed on: 6th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101281 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products