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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 60,500 reviews, last reviewed 13th Apr 2026
891100% increase in 5 star reviews
in the past 90 days
3300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love PayPal credit so easy to use and just wha I nee... Love PayPal credit so easy to use and just wha I needed. Reviewed on: 13th April 2026
Beth W's avatar
Beth W

Latest lowest rating:

1

PayPal Direct Debit plan has been terrible. Terrible product and poor App. Direct debits are unable to offer bespoke payment dates as per the customers financial schedule. DD Payment dates are n... Read more Reviewed on: 13th April 2026
HP's avatar
HP
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (60500)

No fuss payments

5
PayPal credit is there in case of emergencies. Give you peace of mind Reviewed on: 8th July 2022
Linda Turner's avatar
Linda Turner

Always available to rescue

5
My backbone credit provider when there's nowhere else to go. Simple to get, use and repay. No complications. Good customer service Reviewed on: 8th July 2022
Dr Desmond Areghan's avatar
Dr Desmond Areghan

Great and easy

5
Easy to use system, available with many retailers and makes online shopping a dream. Reviewed on: 8th July 2022
Everingtone's avatar
Everingtone

Quick and easy to use

5
It was a quick setup. Got approved after a couple of questions and a quick check. It is easy to use and understand. I really like the 0% interest payment options, and the longer payment plans as well. Your credit limit can be increased if you always pay on time, and it is done automatically. Reviewed on: 8th July 2022
Anonymous's avatar
Anonymous

The best

5
I love luxury items now I can afford i and spread the cost Reviewed on: 8th July 2022
Tam's avatar
Tam

Swift

5
Easy to use and the payment are secure. Reviewed on: 8th July 2022
David Adorjani's avatar
David Adorjani

Excellent

5
Easy to use and the best terms on the market! Reviewed on: 8th July 2022
Dobson25's avatar
Dobson25

PayPal credit

5
Excellent product, use it often and had no trouble unlike some cards that could be mentioned. Reviewed on: 8th July 2022
neil19581958@gmail.com's avatar
[email protected]

They gave me a chance to build my credit

5
They have been really helpful in helping me build my credit Reviewed on: 8th July 2022
ola olajide's avatar
ola olajide

Just Perfect

5
It's just brilliant for those 'rainy days' and some times it pours! Reviewed on: 8th July 2022
Richard Lock's avatar
Richard Lock

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