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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

Easy to use and clear to view.

Easy to use and clear to view. I use it for almost every payment where it’s available to use. Reviewed on: 6th June 2026

It was okay

It was okay but I haven't used customer service directly Reviewed on: 6th June 2026

Great experience.

So Far very easy and relaxing experience encountered no issues and am reassured that if I had any issues or complications I could recieve support easily and completely. Reviewed on: 6th June 2026

Excellent, reliable and secure method for online pay...

Excellent, reliable and secure method for online payments Reviewed on: 6th June 2026

Great service / happy with what pay pal have to...

Great service / happy with what pay pal have to offer Reviewed on: 6th June 2026

Great service and function

Good service and functionality- always useful services. , Reviewed on: 6th June 2026

Good experience, recommend to friends

Good experience, recommend to friends Reviewed on: 6th June 2026

It just works when other things don't

It just works when other things don't Reviewed on: 6th June 2026

Great experience so far with the paypal

Great experience so far with the paypal Reviewed on: 6th June 2026

Very clear, simple and varied ways to use financial...

Very clear, simple and varied ways to use financial credit. Innovative and fairly structured. From basic interest free credit to crypto, PayPal has all bases covered. Reviewed on: 6th June 2026

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