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PayPal: PayPal Credit reviews

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4.90
Based on 60,501 reviews, last reviewed 13th Apr 2026
891200% increase in 5 star reviews
in the past 90 days
3300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used PayPal for years, they’ve really helped me... I’ve used PayPal for years, they’ve really helped me out with payments and kept me up to date. Reviewed on: 13th April 2026
Sam b's avatar
Sam b

Latest lowest rating:

1

PayPal Direct Debit plan has been terrible. Terrible product and poor App. Direct debits are unable to offer bespoke payment dates as per the customers financial schedule. DD Payment dates are n... Read more Reviewed on: 13th April 2026
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HP
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (60501)

Fantastic Credit Company

5
PayPal credit had enabled me to do so many things. It allows me to push my quality of life to the next level With easy repayment, it’s easy to keep on top of. Reviewed on: 8th July 2022
Luke H's avatar
Luke H

Very Good company

5
They have been providing excellent service and are great to deal with. I do recommend PayPal to everybody. Reviewed on: 8th July 2022
Michael's avatar
Michael

Brilliant

5
Easy to set things up and tye staff is really lovely when you need help and I prefare to use PayPal so people don't get my card details Reviewed on: 8th July 2022
Carla 's avatar
Carla

Making paying less painful

5
Very good service, all the time. Reviewed on: 8th July 2022
Keith Vaughan's avatar
Keith Vaughan

Simple. Secure.

5
Always trusted Paypal as a secure payment provider. Now with their credit facilities they built on the secure and simple model with easy payment options to spread your cost over many months and that too at 0%. All done at the click of a button, irrespective of the merchant whether they offer split payments or not. Cant recommend paypal more to everyone to manage expenses in the current cost of living crisis! Its a no-brainer .... everyone should be using it. Reviewed on: 8th July 2022
Rocky Paul's avatar
Rocky Paul

PAYPAL EXPERIENCE

5
This is a unique opportunity for me to experience the immense benefits of using the PayPal credit account it avails me various benefits and immeasurable advantages in using the credit system. It's an awesome experience for me Reviewed on: 8th July 2022
R OLADEJI's avatar
R OLADEJI

Best ever

5
Convenient to use, easy to pay and love the 0% deals! Reviewed on: 8th July 2022
Anonymous's avatar
Anonymous

Flexible and easy

5
Good deals with no date limitations of when offers ends. Easy to spread payment or limited time interest free payment. Reviewed on: 8th July 2022
Breenz0r's avatar
Breenz0r

Excellent

5
It helped me at a time when I needed it the most. I think it’s perfect for people who want to buy quality products and don’t have the money Reviewed on: 8th July 2022
marriejn@icloud.com's avatar
[email protected]

I am very happy

4
The best credit . All clear to check Reviewed on: 8th July 2022
Mariusz 's avatar
Mariusz

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