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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

It's fine, does what it sets out to do

It's fine, does what it sets out to do Reviewed on: 6th June 2026

Excellent stuff

Excellent things and stuff. Lots off mega stuff and that Reviewed on: 6th June 2026

So simple and easy to use.

So simple and easy to use. Available for practically every site you can think of! Reviewed on: 6th June 2026

Worst credit available.

Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear customer service to rwach out too. Reviewed on: 6th June 2026

It’s a great app with great features and easy to...

It’s a great app with great features and easy to use Reviewed on: 6th June 2026

Process was easier than I thought

Process was easier than I thought Reviewed on: 6th June 2026

PayPal Credit - my go to when I want to spread the cost

I love using PayPal Credit - it’s an incredibly convenient, making it easy to spread the cost of purchases over several months or longer when needed. It’s saved my bacon on more than one occasion — including when my car unexpectedly needed three new tyres during its MOT! Being able to manage those surprise expenses without an immediate financial hit is a real bonus. Convenient, flexible, and trusted, with super Customer Service and Support - that’s PayPal Credit. What’s not to like? It’s a solid 10/10 for me! Reviewed on: 6th June 2026

Easy to use

Easy to use -clear explanation of plans and charges.On very rare occasion had to contact customer service found very helpful and matter answered or resolved Reviewed on: 6th June 2026

Brilliant

Paypal has been great and so easy to use and thier card is brilliant for collecting points Reviewed on: 6th June 2026

Great for spreading payments have 3-4 months to pay...

Great for spreading payments have 3-4 months to pay it off and apr is low compared to others Reviewed on: 6th June 2026

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