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PayPal: PayPal Credit reviews

4.90
Based on 61,304 reviews, last reviewed 13th Apr 2026
965600% increase in 5 star reviews
in the past 90 days
3400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use Ease of use and convenience, no issues at all Reviewed on: 13th April 2026
Brett R's avatar
Brett R

Latest lowest rating:

1

I am very disappointed with my experience was handled. I am very disappointed with how my case was handled. The item I received was clearly not as described, and I provided full evidence to support this. ... Read more Reviewed on: 13th April 2026
Parisa m's avatar
Parisa m

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (61305)

credit card

5
great service very easy to use more people starting to except it Reviewed on: 8th July 2022

Super

5
Paypall is good for every pupils that want to make life easier Reviewed on: 8th July 2022

Supportive product

5
PayPal Credit provides a extended life line support in terms of reliable credit with zero interest rate for first three months. It gives one a breather on charges. Reviewed on: 8th July 2022

Very good

5
Very good service and easy to maintain/ monitor online. Reviewed on: 8th July 2022

Value for money

5
Saved a fortune in interest over the last year which means I often buy better quality! Reviewed on: 8th July 2022

Ease of access

5
The whole process is straightforward and very quick and easy. Reviewed on: 8th July 2022

Sum up your payment in different instalment.

5
This is on of the best way to sum up your payment in instalments as agreed by PayPal with zero percent interest. I recommend Reviewed on: 8th July 2022

Great service and easy to use

5
Been using PayPal for a while now ,and Paypal credit is one of the best credit schemes you can have ,on the tip of your fingers and need to spend as much as £99 to have 0 intrest offer for 4 months .A must have service for everybody that dont wanna wait for pay day to buy things .Reccomend 100% Reviewed on: 8th July 2022

PayPal is always an great option

5
Being using PayPal for years and the credit option has always been great, they offer great deals on their interest rates Reviewed on: 8th July 2022

Brilliant andGood and fast

4
Very well no issue,good customer service Reviewed on: 8th July 2022

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