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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 61,770 reviews, last reviewed 13th Apr 2026
1009200% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use and manage my payments through the... Very easy to use and manage my payments through the app,Explained terms easy to understand Reviewed on: 13th April 2026
RF's avatar
RF

Latest lowest rating:

1

I had to do all the work you were not there for me y... I had to do all the work you were not there for me yet you could see what happened .They were a scam company and you even had review from others who h... Read more Reviewed on: 13th April 2026
Frank B's avatar
Frank B
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (61770)

Easy to use

5
Using PayPal credit is very easy to understand and very straightforward Reviewed on: 11th August 2022
Nana Ama Mensah's avatar
Nana Ama Mensah

Excellent service

5
I have a great experience with paypal credit. it is simple and easy to use and allows me to have 4 months to pay. it is also great for when i’ve had issues with payments it hasn’t been affected because i used paypal credit i could still get refunded Reviewed on: 11th August 2022
Georgia Bond's avatar
Georgia Bond

I love PayPal for safety purchase

5
I can recommend PayPal for everyone to make secure payments. Reviewed on: 11th August 2022
Tomasz Ratajczyk's avatar
Tomasz Ratajczyk

Best credit on line

5
The easiest and best credit on line . No problems paying anyone . Reviewed on: 11th August 2022
darrinmillar@yahoo.co.uk's avatar
[email protected]

Easy

5
Simple to use, good value credit with large variety of promotional rates. Reviewed on: 11th August 2022
Dan Crayford's avatar
Dan Crayford

PayPal credit

5
I would recommend this product as it's easy convenient and affordable Reviewed on: 11th August 2022
Val Mounsey's avatar
Val Mounsey

Does exactly what it says on the tin.

5
No mess. No fuss. Exactly as a credit card should be. Reviewed on: 11th August 2022
Jack Madden's avatar
Jack Madden

Easy peasy

5
Very easy to setup within the app, Reviewed on: 11th August 2022
David Oldham's avatar
David Oldham

The Best

5
1. An excellent payment method, 2. Good customer services 3. Refund process is easy peasy 4. Refund of return fee is 5* rating. 5. I dont use credit card but this is the best credit card ever use., better than my bank credit card. due to the extras provided by PayPal. Reviewed on: 11th August 2022
Nikky Omotoso King's avatar
Nikky Omotoso King

Brilliant

5
Brilliant to work with. Easy to use and excellent service. Reviewed on: 11th August 2022
Daniel Crane's avatar
Daniel Crane

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