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PayPal: PayPal Credit reviews

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4.90
Based on 62,182 reviews, last reviewed 13th Apr 2026
1048100% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy payment Just makes things easy and simple to use Reviewed on: 13th April 2026
Gary M's avatar
Gary M

Latest lowest rating:

1

I had to do all the work you were not there for me y... I had to do all the work you were not there for me yet you could see what happened .They were a scam company and you even had review from others who h... Read more Reviewed on: 13th April 2026
Frank B's avatar
Frank B
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (62182)

Safe and sound

5
I use PayPal for internet purchases as it gives me an additional level of security. I also use their credit facility as if I pay on time it costs nothing to use. Highly recommended Reviewed on: 2nd June 2023
Steve's avatar
Steve

Pay pal credit

5
They have helped me several times through a lot of purchases to be able to spread the cost Reviewed on: 2nd June 2023
Ivan kabalila's avatar
Ivan kabalila

TIME TO PAY SHORT TERM

5
Paypal Credit allows you to pay for goods and services over three months. Great for unexpected or planned spending when money is tight. Reviewed on: 2nd June 2023
Linda's avatar
Linda

Making online shopping easy

5
Since getting Paypal credit I've been able to make some big purchases possible and affordable all from the comfort of my gaming chair Reviewed on: 2nd June 2023
Ayinde Smith's avatar
Ayinde Smith

Paypal Credit

5
The 0% interest over 4 months is very useful to me, highly reccomend. Reviewed on: 2nd June 2023
Shiggun's avatar
Shiggun

Excellent service

5
Paypal has always been supportive with offering credit for purchases on line. Paypal gives the opportunity to spread payments over some time which makes the customer comfortable with payments. Reviewed on: 2nd June 2023
Henrietta Isliker's avatar
Henrietta Isliker

Very quick and easy process

5
Very quick to sign up plus very reliable offers 4 months free 0% interest. Was so easy to set up wanted a big holiday paypal offered a way for me to pay for it over 4 months without interest and noticed I could use PayPal credit on alot of websites so its not limited. Absolutely recommended for that one big purchase you want to pay over the next couple months it was very fast I struggled elsewhere to find a credit with 0% . Reviewed on: 2nd June 2023
Fae Dube's avatar
Fae Dube

Paypal credit

5
Paypal credit has helped me so much pay for my items over time and no interest! Its simple and easy and safe! Couldn't recommend it more Reviewed on: 2nd June 2023
Lucas Allan's avatar
Lucas Allan

Dobry sposob na szybki zakup

5
Kredyt z PayPal jest bardzo wygodnym i szybkim sposobem sfinansowana czegoś na co w w tej chwili nie mam gotówki Reviewed on: 2nd June 2023
Adam Es's avatar
Adam Es

Looking out for the younger folk

5
PayPal credit is great for young people trying to build a score! Reviewed on: 2nd June 2023
Konnor456 St-Claire's avatar
Konnor456 St-Claire

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