Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,123 reviews, last reviewed 16th Aug 2026
20% increase in 5 star reviews
in the past 90 days
35% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026
Maysoon's avatar
Maysoon

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181124)

I feel PayPal is secure when online.

5
I feel PayPal is secure when buying online. When I’ve had a problem, it’s resolved quickly and can access help through PayPal app Reviewed on: 6th June 2026

Useful and Easy - has some good deals

4
Useful and Easy - has some good deals Reviewed on: 6th June 2026

Excellent highly recommend , have been amazing

5
Excellent highly recommend , have been amazing Reviewed on: 6th June 2026

Great service and delivery.

5
Great service and delivery. Highly recommend these guys Reviewed on: 6th June 2026

excellent

5
any problems paypal agents sorts it out quick Reviewed on: 6th June 2026

Efficient, no hassle.

5
Efficient, no hassle. Would recommend Reviewed on: 6th June 2026

Versatile

5
Love the versatility that paypal allows. Financial freedom Reviewed on: 6th June 2026

PayPal credit is easy and simple to use.

5
PayPal credit is easy and simple to use. Very efficient Reviewed on: 6th June 2026

PayPal is essential to buy/sell online

5
I’ve not had a problem with PayPal it’s very useful, I feel confident with my finances, I appreciate the protection they provide. Reviewed on: 6th June 2026

First port of call in any transaction

5
First port of call in any transaction Reviewed on: 6th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101281 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products