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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181124 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181124)

Great services

Great service, safe and user friendly Reviewed on: 6th June 2026

Brilliant service, it’s very convenient financing op...

Brilliant service, it’s very convenient financing option for online shopping. Also the interest free, which can help larger payments. Reviewed on: 6th June 2026

So easy , and available, feeling safe with PayPal al...

So easy , and available, feeling safe with PayPal always at the end of fone or chat . Thankyou again . Reviewed on: 6th June 2026

Good overall experience with money management.

Good overall experience with money management. Reviewed on: 6th June 2026

Excellent

Excellent buyer protection. If an online purchase never arrives or turns out to be a scam, their dispute system is highly reliable at getting your money back. Reviewed on: 6th June 2026

I know i can trust PayPal.

Easy to use app always know what is due and what is to pay Reviewed on: 6th June 2026

I use a lot quicker and easier and safer

I use a lot quicker and easier and safer Reviewed on: 6th June 2026

I have never had an issue with PayPal.

I have never had an issue with PayPal. It makes it so easy to pay for item securely. I feel like it’s safer than using your card. Reviewed on: 6th June 2026

Great for purchasing, and 4 months interest free, wh...

Great for purchasing, and 4 months interest free, what’s not to like. Reviewed on: 6th June 2026

Great app, 0% for 4 months and accepted at most places!

PayPal is accepted everywhere and the pay in 3 or credit options are a great way to buy medium/large purchases! Reviewed on: 6th June 2026

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