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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,282 reviews, last reviewed 18th Apr 2026
2256300% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent options Helpful to have this payment option, useful for bigger purchases Reviewed on: 18th April 2026
Lynnie 's avatar
Lynnie

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75282)

Very handy for those costly purchases

5
Helps by spreading cost over 4 months interest free Reviewed on: 3rd June 2024
Natalie L's avatar
Natalie L

Love payoal recommend

4
I feel supported by them, looked after , they are always reachable by phone, interest rates are always great, monthly repayments are not to exspensive and affordable been with PayPal for many years now it's a shame Amazon don't use PayPal , more services should use PayPal as your transactions are protected .my general experience for PayPal as always been good on top of that they've always been reliable I can carry their mobile app which is fantastic to use easy to maintain everything is easily explained the only real downside is you need to watch how many options you've got on your Paypal credit like you need to be wary of your how many months you have at 0% APR because sometimes it can catch up with you so you need to make sure all appropriate things are paid off in that time which the only issue on that side can be if you've got three items on your Paypal credit if you've got one that's 12 months one that's six months one that's four months it's recommended you pay off the whole lot by the four months because you can't make a direct pay more money to one bit of Paypal credit and not the other Reviewed on: 3rd June 2024
Richard 's avatar
Richard

Very good

5
interest-free instalment purchase Reviewed on: 3rd June 2024
Mehmet A's avatar
Mehmet A

Really good

5
Really good and I can thrust all my payments Reviewed on: 3rd June 2024
armands lipsis's avatar
armands lipsis

Excellent service and experience.

5
Excellent service and experience. Always helpful. Reviewed on: 3rd June 2024
Ryan E's avatar
Ryan E

PayPal is handy to transfer money anywhere and any b...

5
PayPal is handy to transfer money anywhere and any business all over world . Reviewed on: 3rd June 2024
Nikithashree's avatar
Nikithashree

Always use PayPal

5
Always use PayPal, simple, reliable and trusted :-) Reviewed on: 3rd June 2024
Jimbob 's avatar
Jimbob

All transactions are smooth and easy

5
All transactions are smooth and easy Reviewed on: 3rd June 2024
Anna W's avatar
Anna W

Save and reliability

5
PayPal never let me down and super reliable and easy to use Reviewed on: 3rd June 2024
Robert g's avatar
Robert g

Highly recommended

5
Been using PayPal for a long time now. Very easy and safe to use in paying stuff. And very low interest with affordable minimum payments if you can't pay. Never regret having a PayPal account.Highly recommended to anyone. Thanks Reviewed on: 3rd June 2024
Locomqn's avatar
Locomqn

Review PayPal: PayPal Credit now

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