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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181124 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181124)

Great Options & Excellent Service

PayPal is easy & convenient to use to pay in full and the interest free options are excellent. If you experience a problem with a seller they are there to help too Reviewed on: 6th June 2026

I love the chance to make credit payments with optio...

I love the chance to make credit payments with options: 3 payments or 4 Payments 0%. Reviewed on: 6th June 2026

I had a great experience with PayPal.

I had a great experience with PayPal. The service was easy to use, reliable, and very straightforward. Whenever I needed help, the support team was friendly, professional, and quick to resolve my issue. The whole process was smooth and stress-free. I would definitely recommend PayPal to anyone looking for a secure and convenient way to manage payments online. Reviewed on: 6th June 2026

Service is good

I like the fact of 4 months interest free credit for purchases over £99 Reviewed on: 6th June 2026

Very good service

Very helpful with unexpected costs arise. Affordable repayments Reviewed on: 6th June 2026

Good experience.

Good experience...... I had a very excellent customer service when I had issues. The personnel was very helpful Reviewed on: 6th June 2026

Paypal is brilliant!

Paypal is brilliant! Privides excellent way to pay across multiple outlets online and in-store Reviewed on: 6th June 2026

Allways had a great experience with paypal

Allways had a great experience with paypal, any issues with payment or products brought paypal fix fast. Reviewed on: 6th June 2026

Better credit score

PayPal allowed me to purchase beautiful small keepsakes—which might have been more difficult without it—while helping me establish a better credit score.. Reviewed on: 6th June 2026

The best and easiest service.

The best and easiest service. A company you can trust Reviewed on: 6th June 2026

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