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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181124 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181124)

Quick & easy process wude range of retailers approved

Quick & easy process wude range of retailers approved Reviewed on: 6th June 2026

Great service, fast and reliable.

Great service, fast and reliable. Reviewed on: 6th June 2026

PayPal credit has made life easier for me when comes...

PayPal credit has made life easier for me when comes to travelling for work via train and shopping in some stores when I'm running low on funds Reviewed on: 6th June 2026

PayPal have provided a safe and reliable service.

PayPal have provided a safe and reliable service. Reviewed on: 6th June 2026

my preferred credit card,I recommend it.

my preferred credit card,I recommend it. Reviewed on: 6th June 2026

Great service

I have used PayPal for a few years, and if I've ever had a problem they have answered it promptly. I'm very happy with the service I receive Reviewed on: 6th June 2026

I’ve been using PayPal Credit for a while now to hel...

I’ve been using PayPal Credit for a while now to help spread the cost of larger online purchases, and it’s been incredibly useful. The main selling point for me is definitely the 0% interest for 4 months on any single spend of £99 or more. It makes buying tech, household appliances, or booking travel so much easier to handle because I can split the payments over a few months without paying a single penny extra in interest. Reviewed on: 6th June 2026

Quick easy and simple.

Quick easy and simple. No hastle Reviewed on: 6th June 2026

Interest free option is great and I have used pay in...

Interest free option is great and I have used pay in three several times to help spread the cost. Reviewed on: 6th June 2026

Easy to use keep you updated on payments

Easy to use keep you updated on payments Reviewed on: 6th June 2026

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