Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,477 reviews, last reviewed 18th Apr 2026
2274600% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Student teacher life saver As a student teacher, PayPal credit got me through uni! It is so easy and simple to pay back and is simple to use, and allows you to make the most of ... Read more Reviewed on: 18th April 2026
Jessica B's avatar
Jessica B

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (75477)

Amazing service and simple to use.

5
Amazing customer service and fantastic credit ratings and plans, easy to use, accessible and fast acceptances. Reviewed on: 3rd June 2024
Connor McMullen's avatar
Connor McMullen

Perfect purchase assistant

4
Easy to use, functional security on purchases. The application is well thought out and in most cases, simple to request when used for online purchases. Reviewed on: 3rd June 2024
Glen P's avatar
Glen P

Very easy to use app for purchasing and payments.

5
Very easy to use app for purchasing and payments. Reviewed on: 3rd June 2024
Bryan's avatar
Bryan

Always remember the details and funds are updated al...

5
Always remember the details and funds are updated always plus it is convenient for emergency Reviewed on: 3rd June 2024
Terry W's avatar
Terry W

Always reliable way of dealing with my financial needs

5
Always reliable way of dealing with my financial needs Reviewed on: 3rd June 2024
Darek B's avatar
Darek B

Great experience

5
Great experience. Easy to navigate and worry free payment Reviewed on: 3rd June 2024
Sadiq 's avatar
Sadiq

with PayPal

4
I am very satisfied with PayPal. Highly recommended it. Reviewed on: 3rd June 2024
Lubomir Lendacky's avatar
Lubomir Lendacky

Secure means of payment

5
It is very secure to use as a means of payment so it gives me absolute peace of mind knowing my payments have gone through a very secure channel. Especially when making payments online and the fact that it can be used in stores now is an added bonus. Reviewed on: 3rd June 2024
Oluyemi A's avatar
Oluyemi A

PayPal is fantastic, really easy to use, most defini...

5
PayPal is fantastic, really easy to use, most definitely recommended Reviewed on: 3rd June 2024
shaundc@me.com's avatar
[email protected]

Always easy and helpful, cannot fault

5
Always easy and helpful, cannot fault Reviewed on: 3rd June 2024
Nicola 's avatar
Nicola

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill