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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (75660 reviews)

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4.90

Based on 75,660 reviews, last reviewed 18th Apr 2026

2291600% increase in 5 star reviews

in the past 90 days

6400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Amazing service. Amazing service. Quick and trustworthy Reviewed on: 18th April 2026

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75660)

Gives flexibility and opportunity

Gives flexibility and opportunity to pay and where possible before payments are due security for purchase and spreading cost. Also allows you to know when to pay Reviewed on: 3rd June 2024

Very easy to use and ideal for online shopping.

Very easy to use and ideal for online shopping. Very convenient. Reviewed on: 3rd June 2024

Never had any issues with PayPal credit

Never had any issues with PayPal credit Reviewed on: 3rd June 2024

Very good value on any interest rate payment

Very good value on any interest rate payment Reviewed on: 3rd June 2024

Special promotion breaker

I like PayPal’s special promotion which turns up after using the credit. PayPal is really offering a best service. Reviewed on: 3rd June 2024

My go to app for payment spreading and ebay

I've used PayPal for over 8 years, PayPal credit for around 8 years. As a tool to spread the cost of big purchases, this is my go to medium. Accepted at almost all the online stores that I buy from, I'm able to plan and calculate the monthly payments over 4 months and have never yet fallen foul of interest payments using it. Reviewed on: 3rd June 2024

I have used PayPal credit for years and it’s very ef...

I have used PayPal credit for years and it’s very efficient to use and navigate. The payment options also are very useful. Reviewed on: 3rd June 2024

Provides a great option to cover payments, and manag...

Provides a great option to cover payments, and manage cash flow in an easy affordable way Reviewed on: 3rd June 2024

PayPal makes my budgeting life more manageable - I l...

PayPal makes my budgeting life more manageable - I like the interest free offers and pay in 3. I feel very safe using this method of payment too. Reviewed on: 3rd June 2024

I needed a recliner armchair due to disability paid...

I needed a recliner armchair due to disability paid straight away on ebay with PayPal. it was such a great help. i tell everyone about paypal it feels a lot safer then high street bank. Reviewed on: 3rd June 2024

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