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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181124 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181124)

Love paypal.

Love paypal..great easy helpful! Reviewed on: 6th June 2026

ok for a credit card

ok as expected from a credit card Reviewed on: 6th June 2026

Very good, easy service.

Very good, easy service. App is easy to use and navigate. I like the 0% option on purchases too, thats been a great tool when needed. Reviewed on: 6th June 2026

Brilliant Great

Great experience. Couldn’t ask for more. Reviewed on: 6th June 2026

Love paypal credit.

Love paypal credit. Even better since they introduced a card I can now use this anywhere and pay off my balance rather than it coming out the bank when making purchases I may need to send back Reviewed on: 6th June 2026

Excellent 4-month 0% on purchases

Excellent 4-month 0% on purchases Reviewed on: 6th June 2026

Very safe and good paying option any where in the wo...

Very safe and good paying option any where in the world Reviewed on: 6th June 2026

Paypal credit offered 4 months interest free promoti...

Paypal credit offered 4 months interest free promotion and allowed us to purchase a bed which we wouldn't have otherwise afforded. It is then easy to keep track of by simply logging into PayPal and its there to view. Reviewed on: 6th June 2026

The customer service has been always pleasant to speak.

The customer service has been always pleasant to speak. Everytime I call my enquiry is always resolved Reviewed on: 6th June 2026

I’m pleased and I like the platform so much.

I’m pleased and I like the platform so much. Reviewed on: 6th June 2026

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