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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (76873 reviews)

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4.90

Based on 76,873 reviews, last reviewed 19th Apr 2026

2402900% increase in 5 star reviews

in the past 90 days

6900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent service PayPal is an excellent source for people who are unable to pay the full amount in one go. It’s flexible and realistic. I would most definitely recomme... Read more Reviewed on: 19th April 2026

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76873)

App clear, calls answered swiftly

I have always found the app very clear and offers fair 0% offers. I also wanted to decrease my limit and rang to do so and was done in two minutes Reviewed on: 4th June 2024

Great service

A convenient service - I’ve never had any problems using PayPal credit both personally and for businesses as a payment option Reviewed on: 4th June 2024

Improved credit rating

I used paypal credit to boost my credit rating when I wasn't approved for a full credit card. Using it allowed me to improve my credit every month until I was able to be pre-approved for multiple cards not long after. Reviewed on: 4th June 2024

I m with PayPal long time and never had any troubles.

I m with PayPal long time and never had any troubles. Reviewed on: 4th June 2024

Love it hope it stays the same

Used since it was first available and have had no issues with it at all. Love the ease of use especially given that some other companies seem to make you chase them to pay them back. Reviewed on: 4th June 2024

Better banking

PayPal has always been very user friendly and concise. The help you get from customer service is excellent. Reviewed on: 4th June 2024

PayPal is my pal

Excellent to work with helpful and professional Reviewed on: 4th June 2024

Love it helped me in my tuff daus

Love it helped me in my tuff daus Reviewed on: 4th June 2024

Easy and quick

Having this as an option makes all the difference Reviewed on: 4th June 2024

Credit is easy to apply and I only once had to conta...

Credit is easy to apply and I only once had to contact customer service, due to fraud and it was sorted asap Reviewed on: 4th June 2024

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