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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181124 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181124)

Never had any problems with PayPal alway been 100%

Never had any problems with PayPal alway been 100% Reviewed on: 6th June 2026

They are so easy for transactions, I wish note compa...

They are so easy for transactions, I wish note companies used them Reviewed on: 6th June 2026

been very easy and transparent.

been very easy and transparent. Was able to set up quickly and get it into use. The addition of a card for those snap decisions is a bonus. Reviewed on: 6th June 2026

Great credit and money transfer, and very helpfull

Great credit and money transfer, and very helpfull Reviewed on: 6th June 2026

Love the service, helps spread out the payments and...

Love the service, helps spread out the payments and plenty of options Reviewed on: 6th June 2026

Very easy to use and lots of options

Very easy to use and lots of options Reviewed on: 6th June 2026

Love pay pal

Great, I have had no issues using pay pal Reviewed on: 6th June 2026

Paypal was always there when I needed it.

Paypal was always there when I needed it. I dont know how I would have managed without it all these years. Reviewed on: 6th June 2026

Amazing payment plan for my new device.

I recently bought a new device and used PayPal Credit to pay for it. It was incredibly helpful because I could spread the cost over 36 months. This made it much easier for me to afford the device without a big upfront payment. I'm really happy with how useful this option was. Reviewed on: 6th June 2026

Great and very responsive will deffo rec

Great and very responsive will deffo rec Reviewed on: 6th June 2026

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