Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

View other PayPal products

4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181123)

It's very easy convenient and safe.

It's very easy convenient and safe. I've been using PayPal for 20 years now and pay everything with PayPal when possible. Reviewed on: 6th June 2026

Been using PayPal since 2016.

Have used PayPal since around 2016. I love the accessibility and userbility of it. More flexible than a credit card and easier to use and pay off. Usually my first choice if I want to pay something off on credit or deferred method for 3 easily made payments Reviewed on: 6th June 2026

I would recommend always

They have always been there to help no job has been to small Reviewed on: 6th June 2026

I found it very Easy to use, and quick

I found it very Easy to use, and quick Reviewed on: 6th June 2026

PayPal Credit - Simple!

PayPal Credit is extremely easy to use and track your spending/balance. Reviewed on: 6th June 2026

I find your accounting system very confusing.

I find your accounting system very confusing. I bought insurance and cancelled it, instead of crediting it to the insurance payment it was allocated to a different payment of travel to Air Mauritius. Hence I keep seeing that I am still paying for Bike sure in your system. No transparency Reviewed on: 6th June 2026

The staff are first class and very helpful and polit...

The staff are first class and very helpful and polite and they listen to you Reviewed on: 6th June 2026

Easy to use

Easy to use, possible to do international transfers with little hassle and great for pooling money on holidays with friends and family. Reviewed on: 6th June 2026

Amazing, its an easy app to use and great that you c...

Amazing, its an easy app to use and great that you can connect your bank to it too. Reviewed on: 6th June 2026

PayPal Credit is a Life Saver!

I have made multiple purchases with PayPal credit, from electronics, to clothing, to unexpected large costs on car parts. Every time I have purchased something with them thw process has been quick, fluid, and simple. I would 100% recommend that people set up a PayPal credit account Reviewed on: 6th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101280 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub