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PayPal: PayPal Credit reviews

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4.90
Based on 61,054 reviews, last reviewed 13th Apr 2026
943500% increase in 5 star reviews
in the past 90 days
3300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal makes purchasing and spending money enjoyable. PayPal makes purchasing and spending money enjoyable. Reviewed on: 13th April 2026
Sean's avatar
Sean

Latest lowest rating:

2

Incredible and worst Indokolatlanul levontak 2x £12-ot pedig semmilyen late payment nem volt. Pontosabban en kezdemenyeztem feltoltest es nem en hibaztam. Reviewed on: 13th April 2026
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Sandor
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (61054)

Very good

4
Can do with more features and less interest rate, to be one of the best, thank you!! Reviewed on: 8th July 2022
May Abu-Kalbin's avatar
May Abu-Kalbin

Best credit provider

5
Easy to use better credit than most other companies Reviewed on: 8th July 2022
umar chaudhury's avatar
umar chaudhury

Brilliant Payment Method

5
Just brilliant to have the flexibility to pay interest free over 4 months. This allows me to ensure finances are in order and don't have to pay any extra interest if done on time. Reviewed on: 8th July 2022
Bob's avatar
Bob

Excellent service

5
l have used paypal credit for a few years now, its an excellent service and the 4 months interest free on spends over £99 is an excellent feature. Reviewed on: 8th July 2022
Jake Ford's avatar
Jake Ford

Simple and efficient!

5
Had a great experience throughout the processes, and couldn't recommend more! Reviewed on: 8th July 2022
Walter Colling's avatar
Walter Colling

High level

5
Easy to handle and a very pleasant experience. Thanks for everything Reviewed on: 8th July 2022
Valentin Petcu's avatar
Valentin Petcu

Cheapest credit card ever

5
Frequently used … easy to use and more and more acceptable Reviewed on: 8th July 2022
Pragna's avatar
Pragna

Convenient and clear Paypal credit

5
Good app and clear comms from Paypal. Useful to have the Paypal flexibility with credit option Reviewed on: 8th July 2022
Tom's avatar
Tom

Easy, safe and flexible

5
I like PayPal credit. It’s really easy to use, and the four months free credit is ideal for medium size purchases such as white goods or technology. It’s really flexible. Pay early or extend the period if necessary. It I’m buying a product for a few hundred pounds I will usually look for a supplier who offers PayPal as a payment method. Reviewed on: 8th July 2022
Adrian Smith's avatar
Adrian Smith

Quick Dependable

4
Purchasing anything is extremely Safe ,quick and Dependable. When you've just purchased oh good you receive an email straight away and in case of a refund that's done within seconds. Reviewed on: 8th July 2022
Richard Ntege's avatar
Richard Ntege

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