Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

View other PayPal products

4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181123)

Always had good service from PayPal and have used th...

Always had good service from PayPal and have used them for years Reviewed on: 6th June 2026

They've got your back.

Always resolved any dispute. Would never buy online without PAYPAL. Reviewed on: 6th June 2026

Great app, really helpful would recommend

Great app, really helpful would recommend Reviewed on: 6th June 2026

PayPal credit

PayPal credit is easy to apply for, easy to use and easy to pay back. Very stress free when applying for the credit. Reviewed on: 6th June 2026

Spend money safely as PayPal has your back

Spend money safely as PayPal has your back Reviewed on: 6th June 2026

Most trusted site around

Pay pal are the most trusting site and company around i trust them completely with any transactions i make theyre so easy to get in touch with,and have a friendly customer service they deserve to win Reviewed on: 6th June 2026

Just a safe business.

Just a safe business. And very easy to use. Reviewed on: 6th June 2026

PayPals got your back

Been using PayPal for years and it’s the only thing I would use to buy things on the Internet as PayPal I’ve got your back Reviewed on: 6th June 2026

Great app.

Easy to navigate my account using the app. It is very fast and secure when sending money to a friend or family. Reviewed on: 6th June 2026

Excellent and Easy to Use

I've had a good experience with PayPal Credit. The application process was straightforward, and managing payments has been simple through my PayPal account. The service is convenient for spreading the cost of purchases, and I haven't experienced any major issues. Overall, it's a useful credit option for online shopping and I would recommend it to others. Reviewed on: 6th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101280 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub