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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

Superb cashback reward concept

Excellent + Simple, without a fee. Reviewed on: 6th June 2026

Using PayPal

Been using PayPal for many years now find it excellent for transactions and overseas Reviewed on: 6th June 2026

The GOAT of banking!!!

They have always provided an incredible service. I ha e had very few issues and any i have had (caused by me not them) they have been kind and helpful and reassuring to ressolve or explain anything) they are a world class company Reviewed on: 6th June 2026

Good start, fast, reliable and convenient to use

Good start, fast, reliable and convenient to use Reviewed on: 6th June 2026

Easy to set up, clear in app display

Easy to set up, clear in app display Reviewed on: 6th June 2026

My PayPal experience for well over a decade.

I’ve been with PayPal for well over a decade now, and PayPal Credit has become a natural part of how I shop online. Over the years it’s always been reliable, easy to manage, and straightforward to use. I regularly make purchases through PayPal on eBay and other sites, and everything connects smoothly without any complications. What I’ve appreciated most is the consistency — the statements are clear, payments are simple to keep track of, and the whole experience feels organised rather than stressful. Even when I was recently offered a credit limit increase, the process was quick and handled professionally, with no unnecessary steps. After so many years using PayPal and PayPal Credit, I can honestly say it’s been dependable, convenient, and a service I’ve continued to trust for everyday purchases. Reviewed on: 6th June 2026

PayPal the way forward

Easy to navigate and use . Comes in hand for easy payments both online and in person . Love it Reviewed on: 6th June 2026

PayPal has always been handy and helpful to me.

PayPal has always been handy and helpful to me. Reviewed on: 6th June 2026

Intrest free credit over 4 months

Intrest free credit over 4 months Reviewed on: 6th June 2026

i enjoy the freedom i get from paypal.

i enjoy the freedom i get from paypal. Reviewed on: 6th June 2026

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