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PayPal: PayPal Credit reviews

4.73
Based on 181,122 reviews, last reviewed 15th Aug 2026
21% increase in 5 star reviews
in the past 90 days
35% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always had a great experience. Always had a great experience. Customer service support is first class Reviewed on: 15th August 2026
Anthony H's avatar
Anthony H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181122)

feel safer because of buyer protection .

4
feel safer because of buyer protection . i like that there’s a human at the end of the phone and not a robot Reviewed on: 6th June 2026

I feel always protected and my money are safe

5
I feel always protected and my money are safe Reviewed on: 6th June 2026

I love that Paypal are doing what they can to help

5
I love that Paypal Credit are doing what they can to help their customers with their money. This makes me feel valued and more likely to remain loyal to Paypal, which I already am as I have been using Paypal for many years now. Reviewed on: 6th June 2026

Helps you everytime and widely accepted.

4
Helps you everytime and widely accepted. Reviewed on: 6th June 2026

When my account got hacked and money took from my ac...

4
When my account got hacked and money took from my account I contacted PayPal they put me through to the fraud team and within two days my money was back in my account they acted very quick and professional thank you once again PayPal Reviewed on: 6th June 2026

PayPal Credit Card is a trusted and convenient payme...

5
PayPal Credit Card is a trusted and convenient payment option, widely accepted for online purchases. It offers added security through PayPal’s Buyer Protection and provides flexible payment features. Easy to manage through the PayPal app, it is a practical choice for everyday spending and online shopping. Reviewed on: 6th June 2026

All good!

5
Been with PayPal for decades now, without any problems...long may it continue! Reviewed on: 6th June 2026

I use PayPal on my every day to day shopping as it i...

5
I use PayPal on my every day to day shopping as it is the most quickest and easiest way to shop online and in store using credit or simply just paying through them Reviewed on: 6th June 2026

Very good and like it

5
Great very good and I like it all things Reviewed on: 6th June 2026

My experience overall is good.

5
My experience overall is good. The four month credit without interest i love it. I felt a bit difficulty in early pay back but i called payapal and they did resolved my issue. Reviewed on: 6th June 2026

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