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PayPal: PayPal Credit reviews

4.73
Based on 181,122 reviews, last reviewed 15th Aug 2026
21% increase in 5 star reviews
in the past 90 days
35% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always had a great experience. Always had a great experience. Customer service support is first class Reviewed on: 15th August 2026
Anthony H's avatar
Anthony H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181122)

Top tier payment platform

5
Easy and simple to use with plenty of different payment options giving choice and flexibility Reviewed on: 6th June 2026

Reassurance

5
Convenient to know the account is there when needed Reviewed on: 6th June 2026

Ease of use with a great app and widely accepted...

5
Ease of use with a great app and widely accepted Reviewed on: 6th June 2026

My experience with PayPal has been Awesome

5
My experience with PayPal has been nothing short of an Amazing experience. Seemless and very effective and efficient. Great customer service and easy to use application platform Reviewed on: 6th June 2026

Pay the smart way

5
Excellent service , any problems , sorted out straight away , great way to pay , no interest added , smart people use this service Reviewed on: 6th June 2026

Easy, quick and secure

5
I find this an easy and quick way to buy larger purchases and spread the cost. It gives me time and opportunity to pay instantly for items that cost a bit more and I value the security of using PayPal . Reviewed on: 6th June 2026

PayPal credit is handy

4
PayPal credit is handy as it pops up on payment checkouts, I like that the interest free option is available on each new purchase Reviewed on: 6th June 2026

Paypal Easy secure great

5
I feel safe shopping online through PayPal plus PayPal got pay later or pay in 3 instalments is great and I feel secure I ha e being with PayPal for a long time the site just gets better and better I recommended already over the years to so many people because it makes your life easier no that thing put your arm details everytime shop or paying for something just go press PayPal done easy secure grreat Reviewed on: 6th June 2026

Easy to use!

5
Excellent, would thoroughly recommend. Easy to use and accommodating to all! Reviewed on: 6th June 2026

Good apr and easy to use when on the go

5
Good apr and easy to use when on the go Reviewed on: 6th June 2026

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