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PayPal: PayPal Credit reviews

4.73
Based on 181,122 reviews, last reviewed 15th Aug 2026
21% increase in 5 star reviews
in the past 90 days
35% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always had a great experience. Always had a great experience. Customer service support is first class Reviewed on: 15th August 2026
Anthony H's avatar
Anthony H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181122)

I have a very good experience with PayPal good value...

5
I have a very good experience with PayPal good value for money. It really helps you when you want to buy something and pay in 3 months no interest. Reviewed on: 6th June 2026

The pay in four with no interest is the best credit...

5
The pay in four with no interest is the best credit service out there. Reviewed on: 6th June 2026

This was my first experience and I'm happy with this...

5
This was my first experience and I'm happy with this Reviewed on: 6th June 2026

Great experience, app is easy to use, flexible ways...

5
Great experience, app is easy to use, flexible ways of payment and clarity. Reviewed on: 6th June 2026

Used PayPal for more than ten years I just love...

5
Used PayPal for more than ten years I just love it Reviewed on: 6th June 2026

PayPal is a great way to pay.

5
PayPal is a great way to pay. It's simple, safe & reliable, with lovely customer service staff . Reviewed on: 6th June 2026

They always provide great options.

5
They always provide great options, whether thats pay in 3, or 0% for 12 months. PayPal are fantastic if you need a hand. Reviewed on: 6th June 2026

Easy to buy and pay.

5
Easy to buy and pay. Very faster to aprove. I love PayPal Reviewed on: 6th June 2026

I use PayPal Credit often, it's very useful and the...

4
I use PayPal Credit often, it's very useful and the terms are straightforward. I have had a lot of help through the live chat support and the calls go through pretty quick as well, overall it's a pretty good service. Reviewed on: 6th June 2026

PayPal is easy and efficiently handled

5
PayPal is easy and efficiently handled Reviewed on: 6th June 2026

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