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PayPal: PayPal Credit reviews

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4.90
Based on 62,479 reviews, last reviewed 13th Apr 2026
1075700% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic customer service Fantastic customer service being able to speak to someone with perfect English honestly makes customers service a different class Reviewed on: 13th April 2026
Memehi's avatar
Memehi

Latest lowest rating:

2

I had bad experiences with customer services I had bad experiences with customer services Reviewed on: 13th April 2026
Mohammed H's avatar
Mohammed H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (62479)

Great Way to spread the cost

5
PayPal has helped me and it’s convenient because many sites used PayPal payment Reviewed on: 13th August 2022
Makah's avatar
Makah

PayPal credit

5
PayPal credit has allowed me to manage my finances much better throughout the cost of living crisis. It has not only allowed me to fund relatives and loved ones birthdays and Christmases, but it has allowed me to get my personal fiannces in order and to have peace of mind if or when an emergency was to take place. I highly recommend PayPal credit for its freedom and flexibility and how much it has assisted me this year! Reviewed on: 13th August 2022
Jamie's avatar
Jamie

easy

5
Easy to use and keep track of, splitting into 3 also great Reviewed on: 13th August 2022
Elise Stock's avatar
Elise Stock

Quick and easy

5
Quick and easy to set-up, fairly priced offers. Love it. Reviewed on: 13th August 2022
bratjuzeff Nakrewka's avatar
bratjuzeff Nakrewka

Efficient

5
Great and amazing service..Super prompt and reliable. Reviewed on: 13th August 2022
James Ikeji's avatar
James Ikeji

Excellent credit provider

5
I’m using PayPal Credit for quite some time now and would say that it is one of the best way to pay for products and online services. The reasons are the safety, the security, the speed of the transactions and many more reasons. Reviewed on: 13th August 2022
Odys's avatar
Odys

Paypal

5
Pay pal is great on al accounts it makes feel so secure and can securely make purchases with knowledge that I am been protected thank you Reviewed on: 13th August 2022
Sue's avatar
Sue

I am able to purchase stuff without hassle

5
I never need to put details of my debit cards with shops,PayPal handles all that hassle. If purchased product didn't met my expectations or didn't arrive, open dispute, return or complain. PayPal will help customers. Thank you for a great service. Reviewed on: 13th August 2022
He Jam's avatar
He Jam

Easy to use

5
Easy to use and managed to get credit quickly. Good customer service Reviewed on: 13th August 2022
Reshma Poojary's avatar
Reshma Poojary

I love using PayPal

5
Paypal makes transactions very easy for me and very happy with their dispute process. Reviewed on: 13th August 2022
CORBI OWUSU's avatar
CORBI OWUSU

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