Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (67394 reviews)

View other PayPal products

4.90

Based on 67,394 reviews, last reviewed 15th Apr 2026

1528800% increase in 5 star reviews

in the past 90 days

4400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Balance Payments Showing Great product but delays in balance payments showing over a few days could be better. Reviewed on: 15th April 2026

Latest lowest rating:

1

Don't Bother the card has randomly stopped working, 3 attemps to use at different places and it got declined all 3 times, impossible to resolve as they only have A... Read more Reviewed on: 15th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (67394)

It was good with interest free options

It was good and good offers with interest free opportunities. Or was easy to set up and get going. Have used it extensively when buying things on eBay and other websites. The app is also quite good at reminding when there are any updates. Reviewed on: 19th May 2024

Using PayPal Credit has been handy for last-minute p...

Using PayPal Credit has been handy for last-minute purchases, especially with the 0% interest option, which has been life saver in reducing unexpected financial strain. Reviewed on: 19th May 2024

Good service prompt service reliable

Good service prompt service reliable Reviewed on: 19th May 2024

ever had a problem getting complaints sorted verr...

Never had a problem getting complaints sorted verry quickly Reviewed on: 19th May 2024

Convenience within your reach

Easy and convenient to use especially when purchasing online. Reviewed on: 19th May 2024

Very happy with the time I get to pay back...

Very happy with the time I get to pay back the credit Reviewed on: 19th May 2024

Excellent company well sone thanks

Always so helpful any problems and they will sort them for you Reviewed on: 19th May 2024

PayPal credit review

I’ve never experienced a problem and value I can be safe with purchases Reviewed on: 19th May 2024

Excellent service would recommend

Excellent service would recommend Reviewed on: 19th May 2024

So easy to use and flexible - has really helped.

So easy to use and flexible - has really helped. Reviewed on: 19th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 33276 reviews
Payments
from PayPal 4.92 from 3672 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub