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PayPal: PayPal Credit reviews

4.90
Based on 76,843 reviews, last reviewed 19th Apr 2026
2400000% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent secure payment method & customers service,... Excellent secure payment method & customers service, highly recommend! Reviewed on: 19th April 2026
Vicky 's avatar
Vicky

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76843)

Flexible payment options, purchase protection

5
Flexible payment options, purchase protection Reviewed on: 3rd June 2024

PayPal is very reliable and always a great option fo...

5
PayPal is very reliable and always a great option for more expensive purchases. Reviewed on: 3rd June 2024

Due to current circumstances I use PayPal credit an...

5
Due to current circumstances I use PayPal credit an awful lot, mainly for a food shop. I know I can pay the minimum amount back or more if I want. It is so easy to use and gives me peace of mind. Reviewed on: 3rd June 2024

Nice app and easy to use payment options

5
Nice app and easy to use payment options Reviewed on: 3rd June 2024

Used paypal credit for few items.

5
Used paypal credit for few items. However did see that it was for over £100 no interest. Other items were being paid off first before the no interest items. Reviewed on: 3rd June 2024

Easy to use and good reminders to pay off.

5
Easy to use and good reminders to pay off. Reviewed on: 3rd June 2024

Trying to pay off PayPal is so hard.

1
Trying to pay off PayPal is so hard. Just take the money no need to schedule the payment have tried 3 time to pay still not working Reviewed on: 3rd June 2024

Brilliant everytime.

5
Brilliant everytime. Great service. Reviewed on: 3rd June 2024

Never had a bad experience with PayPal.

5
Never had a bad experience with PayPal. When I've needed an issue resolving and I've contacted customer service they are always very helpful and answer my query or solve the problem. Great service all round. Thanks Reviewed on: 3rd June 2024

Easy ervice needed. For eBay it is Safe and secure.

5
Easy good service when needed.for those items that you never no you need Reviewed on: 3rd June 2024

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