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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181122 reviews)

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4.73

Based on 181,122 reviews, last reviewed 15th Aug 2026

21% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always had a great experience. Always had a great experience. Customer service support is first class Reviewed on: 15th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181122)

I have been using PayPal for how many years now and...

I have been using PayPal for how many years now and it’s a user friendly. And it made me feel secured when using PayPal. No words to describe how PayPal helps me in every way….PayPal gave me an amazing experience. Reviewed on: 6th June 2026

Enjoying, value for money

Enjoying. Earning rewards points is a motivation for use. Love it Reviewed on: 6th June 2026

Really good customer service and also love using Pa...

Really good customer service and also love using PayPal. It really helps out a lot Reviewed on: 6th June 2026

The best

Best in this area , easy to use very secure Reviewed on: 6th June 2026

Excellent money management

I have never had a bad experience with PayPal. I am able to get things and spread payment interest free which I otherwise couldn't afford. Reviewed on: 6th June 2026

I had my PayPal account for a long time now.

I had my PayPal account for a long time now. I appreciate the convenience and flexibility that PayPal Credit provides for online purchases. The application process and integration with PayPal are generally straightforward and easy to use. One area that could be improved is transparency around promotional offers, repayment schedules, and interest charges. Clearer explanations and more proactive reminders could help customers better understand their obligations and avoid unexpected costs. Improvements to customer support response times and easier access to account information would also enhance the overall experience. Thank you for considering this feedback. Reviewed on: 6th June 2026

Easy monthly payments.

I am paying as much as I can every month without being forced to pay more than I could afford. Reviewed on: 6th June 2026

Great Service at No Cost

It was fast and easy operation and all for zero costing. Reviewed on: 6th June 2026

Super easy to apply and get approved.

Super easy to apply and get approved. Used it for purchases and the 6-month no internet promo is a Livesaver. I also liked that it was built into PayPal. Reviewed on: 6th June 2026

Very good Fantastic service Amazing wow

Very good Fantastic service Amazing wow Reviewed on: 6th June 2026

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