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PayPal: PayPal Credit reviews

4.73
Based on 181,122 reviews, last reviewed 15th Aug 2026
21% increase in 5 star reviews
in the past 90 days
35% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always had a great experience. Always had a great experience. Customer service support is first class Reviewed on: 15th August 2026
Anthony H's avatar
Anthony H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181122)

Wonderful app experience, payment reminder and many...

5
Wonderful app experience, payment reminder and many more things Reviewed on: 6th June 2026

Easy, simple and quick

5
Easy to apply, quick answer. Simple to use. Reviewed on: 6th June 2026

Always helpful if I need to speak to someone

5
Always helpful if I need to speak to someone Reviewed on: 6th June 2026

Easy to use, convenient to pay any goods.

5
Easy to use, convenient to pay any goods. Like much. Reviewed on: 6th June 2026

Excellent service,Nice and easy app.

5
Nice and easy app. Supporting in dispute Reviewed on: 5th June 2026

Used it when I needed it most, amazing, thank you...

5
Used it when I needed it most, amazing, thank you Reviewed on: 5th June 2026

Paypal 0% APR credit offer.

5
PayPal Credit has offered me 0% APR offer for specific period on online purchases. I utilised it last month and did have to pay an extra penny due to my offer. Reviewed on: 5th June 2026

5 star excellent

5
Pay pal is the most helpful way how to manage you money for me it works very good it make my payments easier Reviewed on: 5th June 2026

A safe way to pay bills

5
Love the pay in 3 it’s no interest Reviewed on: 5th June 2026

The new app is so awful and poorly made.

1
The new app is so awful and poorly made. I feel sorry for its creator and manager. They gave it to a young, inexperienced kid. It would have been better. Reviewed on: 5th June 2026

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