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PayPal: PayPal Credit reviews

4.90
Based on 75,437 reviews, last reviewed 18th Apr 2026
2270700% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PP is very easy to use to pay for goods, and the pay... PP is very easy to use to pay for goods, and the pay in 3 is excellent. Reviewed on: 18th April 2026
Kerry W's avatar
Kerry W

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75437)

One of the oldest payment methods as I remember.

5
One of the oldest payment methods as I remember. It’s recognised all over the world. Reviewed on: 2nd June 2024

Confident using the service

4
I am using the service for about two decades and I am very satisified with it. Reviewed on: 2nd June 2024

PayPal credit has been a massive help to me and my f...

5
PayPal credit has been a massive help to me and my family. The ability to be make purchases so promptly is huge when you need things on short notice. Reviewed on: 2nd June 2024

easy to use

5
brilliant 24 month plan you can put it essentially anything over such a period. Reviewed on: 2nd June 2024

Flawlesss experience on the app and very easy to use...

5
Flawlesss experience on the app and very easy to use PayPal credit when checking out shopping Reviewed on: 2nd June 2024

Highly recommend

5
PayPal is very user friendly and convenient, highly highly recommend. Reviewed on: 2nd June 2024

It’s nice to spread the cost and knowing it’s safe t...

5
It’s nice to spread the cost and knowing it’s safe to use PayPal with all the scams about. Reviewed on: 2nd June 2024

PayPal makes buying online safer and the 4 months 0%...

5
PayPal makes buying online safer and the 4 months 0% is a bonus. Reviewed on: 2nd June 2024

Very handy and excellent deal

5
Very handy and excellent deal in comparison to the market Reviewed on: 2nd June 2024

Paypal Credit is Empowering

5
Using Paypal Credit allows me to budget to pay for items, giving me flexibility. I feel empowered using this credit. The online app gives me peace of mind as I can see what I owe. Reviewed on: 2nd June 2024

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Help others make smarter decisions by sharing your own experience. Write a review