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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (75248 reviews)

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4.90

Based on 75,248 reviews, last reviewed 18th Apr 2026

2253300% increase in 5 star reviews

in the past 90 days

6400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal the king of payment providers PayPal online and in the app is intuitive and has a user friendly interface. The ease and safety are why I prioritise the use above other payment opti... Read more Reviewed on: 18th April 2026

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75248)

Fantastic work by customer support team

Fantastic work by customer support team Reviewed on: 2nd June 2024

A Great Service

I have used PayPal and PayPal Credit for a while now and It’s great! I use it for most online purchases since it’s accepted by most online retailers. On top of that it’s quick and easy to make payments or set up monthly direct debits. Reviewed on: 2nd June 2024

No issues at all.

No issues at all. Customer service good when needed. Reviewed on: 2nd June 2024

Very easy to use and great for spreading the cost on...

Very easy to use and great for spreading the cost on the interest free offers . Reviewed on: 2nd June 2024

Paypal credit - easy, useful, recommended

Using PayPal for normal payments and credit for a long time, always a simple experience to spread costs, easy to manage, easy to repay, customer service is always helpful on the rare occasion thay you need them Reviewed on: 2nd June 2024

Great experience

Never had any issues with payments or repaying and the interface gives you great access to increase and decrease you're monthly repayments Reviewed on: 2nd June 2024

I wish all credit was this easy

Very easy to use, reasonable interest rates and I've never had to pay interest as their alert system gives you loads of notice. I with all credit was this good Reviewed on: 2nd June 2024

Good financial tool, I use this a lot especially the...

Good financial tool, I use this a lot especially the 4 month 0% finance Reviewed on: 2nd June 2024

Great experience and easy to deal with thanks

Great experience and easy to deal with thanks Reviewed on: 2nd June 2024

Never had any problems, and that is what matters.

Never had any problems, and that is what matters. The only problem I had was in turkey where I discovered it doesn’t work Reviewed on: 2nd June 2024

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