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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181122 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181122)

Great website to save and transfer money

Great website to save and transfer money Reviewed on: 5th June 2026

Always helpful and is my preferred way to pay

Always helpful and is my preferred way to pay Reviewed on: 5th June 2026

Helpful and friendly service

I couldn't pay my credit back directly on the site, was trying for about 5 days, until I gave them a call and it turned out that it was because of my bank, they helped me do it, only took about 2 min to sort it, staff is very friendly and helpful, thank you very much for the people you are! Reviewed on: 5th June 2026

Highly recommended good quality with service

Highly recommended good quality with service Reviewed on: 5th June 2026

Good credit allocation, easy to understand and quick...

Good credit allocation, easy to understand and quick customer service resolution Reviewed on: 5th June 2026

I been using PayPal for years

I been using PayPal for years and so happy when I pay every month instead paying in one hard to pay in one go. Reviewed on: 5th June 2026

Great from start to finish.

Great from start to finish. No issues at all. Both debit and credit cards delivered very quickly Reviewed on: 5th June 2026

Super helpful paypal

Paypal has been so helpful and accepted at some many retailers! A lot of these online credit businesses dont offer a lot of websites that paypal do! Reviewed on: 5th June 2026

I find it easy to use and love the option...

I find it easy to use and love the option of pay in 3 Reviewed on: 5th June 2026

Easy app to use safe and secure

Easy to use. Safe security. Was scammed once called customer service and call handler was quick and efficient sorting the problem Reviewed on: 5th June 2026

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