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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 62,534 reviews, last reviewed 13th Apr 2026
1080800% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So easy to use. So easy to use. When making online payments you have the security of knowing your protected Reviewed on: 13th April 2026
SW's avatar
SW

Latest lowest rating:

2

I had bad experiences with customer services I had bad experiences with customer services Reviewed on: 13th April 2026
Mohammed H's avatar
Mohammed H
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62534)

Easy and handy

5
Handy to have, easy to apply for with no stress. Repayments are also very easy Reviewed on: 13th August 2022
Donna Sarney's avatar
Donna Sarney

PayPal Credit is easy to use.

5
If you need a little time to pay, PayPal Credit is ideal. Pay the minimum amount, or pay your total off gradually as you can afford it, it is easy and up to you! Reviewed on: 13th August 2022
Amanda Hannaford's avatar
Amanda Hannaford

Comes in handy often enough.

4
Due to its minimum £99 pound spending to use, means its not getting used all the time but comes in ckutch when you need tk bjy something slightly expensive before your paycheck comes through. Reviewed on: 13th August 2022
Banusan Lavinderan's avatar
Banusan Lavinderan

Excellent Service and value for money PayPal

5
Never ever had a problem with PayPal and PayPal Credit is a brilliant way to spread to spread the cost a little with four months of interest-free credit. Reviewed on: 13th August 2022
Andrew Ash's avatar
Andrew Ash

Excellent Service

5
Hassle free. Easy to use. Easy to track and stay upto date. Reviewed on: 13th August 2022
Harriet Sawyer's avatar
Harriet Sawyer

Great Way to spread the cost

5
PayPal has helped me and it’s convenient because many sites used PayPal payment Reviewed on: 13th August 2022
Makah's avatar
Makah

PayPal credit

5
PayPal credit has allowed me to manage my finances much better throughout the cost of living crisis. It has not only allowed me to fund relatives and loved ones birthdays and Christmases, but it has allowed me to get my personal fiannces in order and to have peace of mind if or when an emergency was to take place. I highly recommend PayPal credit for its freedom and flexibility and how much it has assisted me this year! Reviewed on: 13th August 2022
Jamie's avatar
Jamie

easy

5
Easy to use and keep track of, splitting into 3 also great Reviewed on: 13th August 2022
Elise Stock's avatar
Elise Stock

Quick and easy

5
Quick and easy to set-up, fairly priced offers. Love it. Reviewed on: 13th August 2022
bratjuzeff Nakrewka's avatar
bratjuzeff Nakrewka

Efficient

5
Great and amazing service..Super prompt and reliable. Reviewed on: 13th August 2022
James Ikeji's avatar
James Ikeji

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