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PayPal: PayPal Credit reviews

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4.90
Based on 62,180 reviews, last reviewed 13th Apr 2026
1048000% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Overall I have had a good experience with Paypal, fr... Overall I have had a good experience with Paypal, from funding the account, making payments or utilising the 3 months installment plan. Its easy frien... Read more Reviewed on: 13th April 2026
Zaamin S's avatar
Zaamin S

Latest lowest rating:

1

I had to do all the work you were not there for me y... I had to do all the work you were not there for me yet you could see what happened .They were a scam company and you even had review from others who h... Read more Reviewed on: 13th April 2026
Frank B's avatar
Frank B
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (62181)

Good customer service and clear terms

5
Paypal credit is a fantastic option, similar to other credit brokers that allows you to shop safely online and utilise their 4 month interest free payments! I'd definitely recommend for frequent online shoppers. Reviewed on: 5th August 2022
Fraser L's avatar
Fraser L

Easy, widely accepted and convenient

5
Never had any problems at all with the whole system. It simply works ! Reviewed on: 5th August 2022
D P Campbell's avatar
D P Campbell

Paypal Credit

5
Easy to use, extremely helpful! Works on a variety of different websites and comes in handy when you most need it... Reviewed on: 5th August 2022
El's avatar
El

Great short term payment

5
Great for when i cant fully pay something off, paypal always has my back Reviewed on: 5th August 2022
lewis's avatar
lewis

Great and simple service

5
Amazing using PayPal Credit as very straightforward to use and when issues arise their customer support is quick and effective in sorting out the problem. Reviewed on: 4th August 2022
Sean Amir's avatar
Sean Amir

Oh yeah

5
I opened this account very fast i got Huge credit limit for begining. They took low interest for burrowed amounts. Reviewed on: 4th August 2022
Szymon's avatar
Szymon

Excellent service and product

5
Paypal credit is excellent, so esy to use and can be used at numerous locations. Reviewed on: 4th August 2022
john davies's avatar
john davies

Makes wishlists possible

5
Thankfully PayPal credit helps you spread out costs on big purchases. They offer flexibility to spread costs out and makes items in your wishlist possible to buy. Reviewed on: 4th August 2022
Jabed Ali's avatar
Jabed Ali

Great credit Facility

5
I love the fact they offer interest free in all purchases for a 4 month period , it’s a great way to buy bigger purchases and pay them off Reviewed on: 4th August 2022
Ste - Dobie Optimum Fitness's avatar
Ste - Dobie Optimum Fitness

Simple fast system anybody can enjoy..

5
As a regular buyer on e-bay i find paypal credit gives me the confidence to purchase more than i item at a time with 3 easy payment system. 5 star. and all the protection free. Reviewed on: 4th August 2022
philip meeks's avatar
philip meeks

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