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PayPal: PayPal Credit reviews

4.90
Based on 61,769 reviews, last reviewed 13th Apr 2026
1009100% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service that deals with queries/d... Excellent customer service that deals with queries/disputes seamlessly. Great service!!!! Perfect for on line shopping Reviewed on: 13th April 2026
Mark T's avatar
Mark T

Latest lowest rating:

1

I had to do all the work you were not there for me y... I had to do all the work you were not there for me yet you could see what happened .They were a scam company and you even had review from others who h... Read more Reviewed on: 13th April 2026
Frank B's avatar
Frank B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (61769)

easy ,afordable,

5
You get info about transaction every month, its easy to log on and make the payment . Reviewed on: 8th July 2022

PayPal is quick easy and helpful

5
PayPal have always been very helpful They make clear options to pay back credit with no pressure. You are given ample time and clear terms and conditions. The customer service team have always been very helpful. Reviewed on: 8th July 2022

Love PayPal credit

5
I love PayPal credit. Me and my husband don’t have any outstanding dept and don’t have a mortgage or anything so no one will give us a credit card. But PayPal gave us PayPal credit and we use it to make our lives better. Thank you paypal Reviewed on: 8th July 2022

Easy to use PayPal

5
Such an easy way to shop with multiple payment option very easy account management easy to navigate online account giving you all the information regarding your spending Reviewed on: 8th July 2022

Very good and easy to use. Payments simple. Low interest on spending

5
Best option out there. Would be great also if paypal credit could enable its customers to send money to your bank acvount. This would make it a fabulous credit provider Reviewed on: 8th July 2022

Outstanding

5
Credit check, lending, and repayment couldn't be simpler. All handled online and absolutely instantly. Reviewed on: 8th July 2022

Mr

5
I will happy to get win now Regards Valentin Reviewed on: 8th July 2022

Helpful

5
I found it very helpful as i bought an iphone and didnt had the money, at the time- but with paypal credit i managed the purchase :) Reviewed on: 8th July 2022

.

5
...................................... Reviewed on: 8th July 2022

Paypal feedback

5
Easy to use with an exellent 0% interest offer. Reviewed on: 8th July 2022

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