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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (61305 reviews)

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4.90

Based on 61,304 reviews, last reviewed 13th Apr 2026

965600% increase in 5 star reviews

in the past 90 days

3400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Ease of use Ease of use and convenience, no issues at all Reviewed on: 13th April 2026

Latest lowest rating:

1

I am very disappointed with my experience was handled. I am very disappointed with how my case was handled. The item I received was clearly not as described, and I provided full evidence to support this. ... Read more Reviewed on: 13th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (61305)

Spreading the cost, knowing you wont pay a penny in interest

Vast range of websites accepting paypal credit as its a reputable lender, allows you to spread the cost of expensive items and top notch support when you need it. Reviewed on: 8th July 2022

Yeah, it's helped out loads.

As the title suggests, it's really good and has helped me out in a tight bind. Reviewed on: 8th July 2022

Great alternative payment method

A great way to spread the cost - feel safe and secure using PayPal credit for my payments Reviewed on: 8th July 2022

Flexible repayment options

Excellent customer service, easy to apply Reviewed on: 8th July 2022

PayPal credit

Always there when I need it and super easy to pay off in instalments! They always do deals for 0% interest on some purchases too. Reviewed on: 8th July 2022

Great experience .

Very handy if you're looking quick 0% loan, definitely use it again. Reviewed on: 8th July 2022

First class service and provider

First class service and provider very easy to use and stay on top of . Reviewed on: 8th July 2022

Good service

Easily got it, and it helped the most Reviewed on: 8th July 2022

Excellent service in simple steps

PayPal Credit is the best way helping spread the cost of my purchase and giving me more time to enjoy summer moments with friends & family. Reviewed on: 8th July 2022

Easy to use

Easy to use, 4 months at 0% is perfect for me ans the app is very clear and easy to navigate Reviewed on: 8th July 2022

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