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PayPal: PayPal Credit reviews

4.73
Based on 181,120 reviews, last reviewed 13th Aug 2026
26% increase in 5 star reviews
in the past 90 days
42% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026
Michele H's avatar
Michele H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181121)

Great service , very useful app.

5
Great service , very useful app. Love the pay in three option. Reviewed on: 5th June 2026

Easy to use

5
Easy to use gives you plenty of different options and gives you plenty of warning before a payment is due Reviewed on: 5th June 2026

Wonderful experience, I feel safe when I use to PayP...

5
Wonderful experience, I feel safe when I use to PayPal on everything in my daily life Reviewed on: 5th June 2026

PayPal is easy to use and convenient with the abilit...

5
PayPal is easy to use and convenient with the ability to manage payments, a handy and reliable method of purchasing goods and a great back up if needed . Reviewed on: 5th June 2026

Never had any problems with PayPal trusted money source

5
Never had any problems with PayPal trusted money source Reviewed on: 5th June 2026

Very convenient and trusted way to transact

5
Very convenient and trusted way to transact Reviewed on: 5th June 2026

Always helpful and friendly great service

5
Always helpful and friendly great service value for money Reviewed on: 5th June 2026

All good service for do online .

5
All good service for do online ... helps a lot when need. Reviewed on: 5th June 2026

Very easy to use.

5
Very easy to use. Helps with cash flow for my business by haunt 4 months interest free credit Reviewed on: 5th June 2026

Alternative payment options

4
A convenient and reliable way to pay. I use it to buy goods or when we do a collection at work and it’s so easy to make a payment Reviewed on: 5th June 2026

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