Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 62,305 reviews, last reviewed 13th Apr 2026
1059500% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good, helps me a lot very easy to use too. Very good, helps me a lot very easy to use too. Reviewed on: 13th April 2026
Dion H's avatar
Dion H

Latest lowest rating:

1

I had to do all the work you were not there for me y... I had to do all the work you were not there for me yet you could see what happened .They were a scam company and you even had review from others who h... Read more Reviewed on: 13th April 2026
Frank B's avatar
Frank B
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (62305)

Easy options

5
I have enjoyed using PayPal credit. Thanks so much. Reviewed on: 5th August 2022
Craig 's avatar
Craig

Fast and Safe

5
Always Truing to pay via PayPal to be protected. Reviewed on: 5th August 2022
Alexandru Popa's avatar
Alexandru Popa

PayPal credit, top notch

5
Of all the options to use for credit, Paypal is easily my go-to choice of recommendation. Reviewed on: 5th August 2022
Cur50n's avatar
Cur50n

Superb service, excellent functions designed to work seamlessly

5
All good, as a user for over 20 years I am still perfectly happy with their superb and quick service. Reviewed on: 5th August 2022
Graham CG's avatar
Graham CG

Good customer service and clear terms

5
Paypal credit is a fantastic option, similar to other credit brokers that allows you to shop safely online and utilise their 4 month interest free payments! I'd definitely recommend for frequent online shoppers. Reviewed on: 5th August 2022
Fraser L's avatar
Fraser L

Easy, widely accepted and convenient

5
Never had any problems at all with the whole system. It simply works ! Reviewed on: 5th August 2022
D P Campbell's avatar
D P Campbell

Paypal Credit

5
Easy to use, extremely helpful! Works on a variety of different websites and comes in handy when you most need it... Reviewed on: 5th August 2022
El's avatar
El

Great short term payment

5
Great for when i cant fully pay something off, paypal always has my back Reviewed on: 5th August 2022
lewis's avatar
lewis

Great and simple service

5
Amazing using PayPal Credit as very straightforward to use and when issues arise their customer support is quick and effective in sorting out the problem. Reviewed on: 4th August 2022
Sean Amir's avatar
Sean Amir

Oh yeah

5
I opened this account very fast i got Huge credit limit for begining. They took low interest for burrowed amounts. Reviewed on: 4th August 2022
Szymon's avatar
Szymon

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill