Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

View other PayPal products

4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181120)

Brilliant for security with online payments

Brilliant for security with online payments Reviewed on: 5th June 2026

Very good nice perso dealt with me

Very good nice perso dealt with me Reviewed on: 5th June 2026

Great way to budget with no hassle of added interest...

Great way to budget with no hassle of added interest Reviewed on: 5th June 2026

Paypal review

Paypal is a good financial help. Reviewed on: 5th June 2026

I have found the whole process of using PayPal a bre...

I have found the whole process of using PayPal a breeze. It all works as it’s meant to. Notifications of deliveries even. Worth it if used responsibly l would say. Nothing to lose but protecting your purchases for free really. Reviewed on: 5th June 2026

Good service, customer service always ready and helpful

Good service, customer service always ready and helpful Reviewed on: 5th June 2026

Payment by PayPal

Was ok some times gets declined but over all was ok Reviewed on: 5th June 2026

Simple to use.

Simple to use. Great PayPal credit is really hand to pay in 3 Reviewed on: 5th June 2026

Pay in instalments is really helpful

Pay in instalments is really helpful Reviewed on: 5th June 2026

Amazing couldn't have asked for a better experience

Amazing couldn't have asked for a better experience Reviewed on: 5th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101280 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub