Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 62,631 reviews, last reviewed 13th Apr 2026
1089900% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent options to finance purchases and great cus... Excellent options to finance purchases and great customer services. Especially like the pay in 3 interest free payment option. On every occasion when ... Read more Reviewed on: 13th April 2026
Stuart M's avatar
Stuart M

Latest lowest rating:

2

I had bad experiences with customer services I had bad experiences with customer services Reviewed on: 13th April 2026
Mohammed H's avatar
Mohammed H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (62630)

PayPal credit...

5
Loving it .....helped me alot...... Reviewed on: 13th August 2022
Nida Ebrahim 's avatar
Nida Ebrahim

Easy to use

5
So easy to use, accepted everywhere. Easy to track spending in the app. Reviewed on: 13th August 2022
ob37's avatar
ob37

Paypal Credit is great!

5
Paypal Credit is easy and convenient. I would definetly reccomend it to friends and family. Reviewed on: 13th August 2022
My Life's avatar
My Life

So easy to use

5
Easy use fair price easy pay back early Reviewed on: 13th August 2022
Laura Reynolds's avatar
Laura Reynolds

Just install it

5
I would recommend everyone to use PayPal cause you can do bitcoins with PayPal, credit cards and many discounts on top UK brands. Reviewed on: 13th August 2022
Anonymous's avatar
Anonymous

Transparent and easy to manage

5
Easy payment arrangements with a low minimum, and a responsive limit that rewards good customers. It's the only credit I use. Reviewed on: 13th August 2022
AB's avatar
AB

It's complete freedom.

5
Half the time I'm having positive thoughts about PayPal credit it's not even when I'm using it. Just knowing it's there is enough to let me stop thinking about which card I'm using or how much money I've moved back and forth - I'll always be able to organise it all later. Great product and it's effortless to set up and use. Reviewed on: 13th August 2022
Harry Fieldson's avatar
Harry Fieldson

Best

5
It’s the best thing ever if you don’t use you are silly Reviewed on: 13th August 2022
Stanley Jopson's avatar
Stanley Jopson

Easy to use and simple

5
Great offers and able to spread my cost out. Reviewed on: 13th August 2022
Wasim 's avatar
Wasim

Great Service

5
PayPal credit has been really easy to manage. It is easy to track my spending. The app also make it easy to check your balance and make payments. Reviewed on: 13th August 2022
TxJ_23's avatar
TxJ_23

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill