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PayPal: PayPal Credit reviews

4.73
Based on 181,120 reviews, last reviewed 13th Aug 2026
26% increase in 5 star reviews
in the past 90 days
42% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026
Michele H's avatar
Michele H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181120)

Good customer service experience

5
Good customer service experience Reviewed on: 5th June 2026

Used for years never an issue and helpful when sendi...

4
Used for years never an issue and helpful when sending to other countries and family Reviewed on: 5th June 2026

The best platform for paying your purchases

5
The best platform for paying your purchases Reviewed on: 5th June 2026

Simple and easy to apply for and use.

5
Simple and easy to apply for and use. The app is great, very helpful and easy to use for making payments and keeping track of your account. Helpful reminders and notifications. Would highly recommend. Reviewed on: 5th June 2026

Always safe to make an payments.

5
Always safe to make an payments. Reviewed on: 5th June 2026

I ONLY use PayPal, I feel its fast and most of all S...

5
I ONLY use PayPal, I feel its fast and most of all SECURE! And I know the customer service is EXELLENT! So if I do encounter any problems it will be sorted ASAP! Ive recommend this and got all my family involved and now they only use PayPal also! Reviewed on: 5th June 2026

Verry good end amazing

5
Verry good end amazing recomand for all peaple Reviewed on: 5th June 2026

Always helpful and eternaly grateful

5
Always helpful and eternaly grateful Reviewed on: 5th June 2026

no problem

5
Very easy to use l had no problem using PayPal as lam not very good with phones Reviewed on: 5th June 2026

PayPal is amazing

5
PayPal is so easy to use and no one gets your bank details Reviewed on: 5th June 2026

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