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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Ok good nothings bad ok ok ok ok

Ok good nothings bad ok ok ok ok Reviewed on: 5th June 2026

Pay pal credit has been a massive help to my finances.

Pay pal credit has been a massive help to my finances. I cannot recommend the service enough. The customer care experience has also been top tier providing a smooth and straightforward experience. Honestly thank you pay pal for your continued support. Reviewed on: 5th June 2026

Im extremely happy, and aslong as you can pay off yo...

Im extremely happy, and aslong as you can pay off you will have no problems Reviewed on: 5th June 2026

Very good spending money easily I like people credit

Very good spending money easily I like people credit Reviewed on: 5th June 2026

I got handsome credit limit

I got handsome credit limit and paypal+ points on purchases. We can earn points on every transactions. Reviewed on: 5th June 2026

Safe and convenient way to pay.

It's a very convenient way to pay, and I feel safe knowing any fraudulent activity is dealt with quickly as I have been a victim in the past. Reviewed on: 5th June 2026

It good ecxperience and having flexibility in the re...

It good ecxperience and having flexibility in the repayment make more convenience to customers Reviewed on: 5th June 2026

Been with PayPal for years

Been with PayPal for years and never had a problem Reviewed on: 5th June 2026

Highly recommend...

Handy to have pay pal and pay pal credit used lots of times and value for money ,highly recommend Reviewed on: 5th June 2026

I’ve always had a great experience even when somethi...

I’ve always had a great experience even when something has went wrong very helpful Reviewed on: 5th June 2026

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