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PayPal: PayPal Credit reviews

4.73
Based on 181,120 reviews, last reviewed 13th Aug 2026
26% increase in 5 star reviews
in the past 90 days
42% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026
Michele H's avatar
Michele H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181120)

I use PayPalore then 14 years and I never handed pro...

5
I use PayPalore then 14 years and I never handed problem Reviewed on: 5th June 2026

5 stars, quick and easy and so simple to use

5
5 stars, quick and easy and so simple to use Reviewed on: 5th June 2026

Easy payments all in one place for online or offline.

5
Easy payments all in one place for online or offline. It just works! Reviewed on: 5th June 2026

PayPal is an excellent service

5
Always had a brilliant experience, so easy to use and I like the protection it offers! Reviewed on: 5th June 2026

Pay pal is the best lender for pay in 4 and all the...

5
Pay pal is the best lender for pay in 4 and all the best brands you can buy through pay pal Reviewed on: 5th June 2026

K Bhutto

5
Pay later service is super comfortable. Reviewed on: 5th June 2026

Easy to use app, great service offering making clear...

5
Easy to use app, great service offering making clear budgets, payments and balances. PayPal makes my life so much easier and purchasing online using PayPal gives me confidence that I am protected from fraudsters Reviewed on: 5th June 2026

Quick, easy to use and has long going company so lot...

5
Quick, easy to use and has long going company so lots of trust Reviewed on: 5th June 2026

Fantastic, so easy to use, access and make transfers...

5
Fantastic, so easy to use, access and make transfers, made daily shopping so much more secure and given me a little more flexibility with my spending Reviewed on: 5th June 2026

I have some different brand of apps loke jaja,aqua,...

5
I have some different brand of apps loke jaja,aqua, but paypal is the best, fantastic experience ever this. Reviewed on: 5th June 2026

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