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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 62,588 reviews, last reviewed 13th Apr 2026
1085900% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good Experience. It’s been a smooth experience. No hassles with payments, purchases or deductions. Reviewed on: 13th April 2026
ME's avatar
ME

Latest lowest rating:

2

I had bad experiences with customer services I had bad experiences with customer services Reviewed on: 13th April 2026
Mohammed H's avatar
Mohammed H
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62588)

Fantastic option to pay easy

5
PayPal credit isn't just an option it’s my go to option to finance short term purchases without racking up interest. Highly recommended Reviewed on: 12th August 2022
Chukwuemeka Nwaojigba's avatar
Chukwuemeka Nwaojigba

Easy to use

5
I have purchased a few things over £99 - instant 4 months interest free credit - easy to use - very good Reviewed on: 12th August 2022
Phil C's avatar
Phil C

Good credit provider

5
I find PayPal credit one of the best. Especially with the offers when purchasing with it. Reviewed on: 12th August 2022
Nicole's avatar
Nicole

Great way to pay

5
Very easy and helpful way to pay for items that coast over 100£ Reviewed on: 12th August 2022
Audrius Gabalis's avatar
Audrius Gabalis

Great way to shop

4
Very easy and convenient way to pay for goods and services Reviewed on: 12th August 2022
Olusola badmus 's avatar
Olusola badmus

Lethall

5
Comes in handy wen the moneys tight Reviewed on: 12th August 2022
Martin Flynn's avatar
Martin Flynn

Simply the best

5
Paypal is my go to mode of payment online - super easy to use and safe as well which is always a major plus. Reviewed on: 12th August 2022
Maeca's avatar
Maeca

Paypal credit

5
Paypal credit allows me to spread larger payments over a period of time without worrying about how I will pay for it upfront. It's flexible and gives me the free to pay a large amount back or a small amout back each time. Reviewed on: 12th August 2022
Hannah Chilcott's avatar
Hannah Chilcott

Paypal Credit - Would I recommend?

4
Paypal Credit is EXTREMELY convenient. They gave me a very generous credit limit and the express checkout option offered by almost every retailer has made buying things online absolutely quick and easy. The one major downside I have with the system however is the transaction/activity page on the Paypal website. It is extremely confusing to understand the balance owed etc. I think this could do with a much-needed overhaul. Overall I would recommend but only to those who can keep track of their spending wisely since PayPal doesn't offer much help! Reviewed on: 12th August 2022
hardytrash's avatar
hardytrash

Simple and straight-forward.

5
Paypal credit has made life more affordable. Love it. Reviewed on: 12th August 2022
Rachael M's avatar
Rachael M

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