Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 62,222 reviews, last reviewed 13th Apr 2026
1051800% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay pal e customer service is 10/10 and I would high... Pay pal e customer service is 10/10 and I would highly recommend using them as a provider. Reviewed on: 13th April 2026
David M's avatar
David M

Latest lowest rating:

1

I had to do all the work you were not there for me y... I had to do all the work you were not there for me yet you could see what happened .They were a scam company and you even had review from others who h... Read more Reviewed on: 13th April 2026
Frank B's avatar
Frank B
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (62222)

Speeds things up

5
It helped me out whenever I would forget my card and don't have my details on me. Useful and fast. Reviewed on: 2nd August 2022
ieva mackeviciute's avatar
ieva mackeviciute

Easy to use

5
Love PayPal credit, easy to use and most place I shop take PayPal, I can take 4 months to pay for the more expensive items at ease, the only downfall is I wish I could allocate payment where it would benefit me more But this option is not given to us. otherwise, i find PayPal Credit great Reviewed on: 2nd August 2022
P L H341Y's avatar
P L H341Y

amazing

5
excellent service all the time, it is the perfect platform for sending and receiving money from loved ones and also making payments for items almost anywhere in the. Reviewed on: 1st August 2022
daniel ilaboya's avatar
daniel ilaboya

Easy and Convenient

5
So simple to use PayPal and gives peace of mind that Credit Card details are not being given out to companies who may not be as secure with their data as they would like to be. Reviewed on: 1st August 2022
Craig McFie's avatar
Craig McFie

Amazing Idea!!!

5
I could not believe when I read about the PayPal credit. It is so useful and helpful. It is like a reoccurring credit card which you do not have to reapply for once your free interest months run out. I am very pleased and can onyl say thank you!! Reviewed on: 1st August 2022
ErgzN4's avatar
ErgzN4

Wonderful credit business

5
They give you fair terms, they let you choose whether to buy now/pay later, they give you plenty of reminders, it's just a trustworthy business. Reviewed on: 1st August 2022
ElementalScepticism's avatar
ElementalScepticism

thanks

5
thanks thanks thanks thanks thanks thanks Reviewed on: 1st August 2022
mark lawrie's avatar
mark lawrie

Didn't take money from my account as scheduled

1
They didn't take money from my account as scheduled which ultimately effected my credit score Reviewed on: 1st August 2022
Joe S's avatar
Joe S

Definitly 5 stars

5
With the unique option to pay zero interest if paid in full within 4 months it is absolutely brilliant. I used this service many times and am very pleased with it. Highly recommend! Reviewed on: 1st August 2022
Hanna K's avatar
Hanna K

Easy to use

5
I like to have everything all in one place, and PayPal offers that Reviewed on: 1st August 2022
Matt's avatar
Matt

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill