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PayPal: PayPal Credit reviews

4.73
Based on 181,120 reviews, last reviewed 13th Aug 2026
26% increase in 5 star reviews
in the past 90 days
42% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026
Michele H's avatar
Michele H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181120)

I always have very good response from customers serv...

5
I always have very good response from customers service and with PayPal payment wonderful they always very helpful very helpful on PayPal credit Reviewed on: 5th June 2026

My PayPal

5
Very good and reliable . Easy to use Reviewed on: 5th June 2026

I’ve always found PayPal credit to be very easy to u...

5
I’ve always found PayPal credit to be very easy to use, the main thing is customer service there always outstanding and answer any queries straight away, I find my purchases are always safe. I’ve been with PayPal about 22 years and I can’t fault it, it offers so many different ways to pay to suit everyone . Reviewed on: 5th June 2026

A PayPal Experience

5
Excellent service and ease of use plus affordable payment plans. Reviewed on: 5th June 2026

Very satisfied, thank-you for service

5
Very satisfied, thank-you for service Reviewed on: 5th June 2026

Always been straightforward and easy to use

5
Always been straightforward and easy to use Reviewed on: 5th June 2026

Go-to payment option

5
I've been using PayPal for 15+ years and it's my 'go-to' payment option on most purchases (where applicable). The pay 3 option is fantastic and I use it for larger purchases. Reviewed on: 5th June 2026

Best credit company

5
I use PayPal almost every day. It’s easy to use, reliable, and makes online payments quick and convenient. Reviewed on: 5th June 2026

PayPal worlds best

5
PayPal is always there when I need them Reviewed on: 5th June 2026

The best

5
The best service ever i will recomand everytime to everyone Reviewed on: 5th June 2026

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