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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Easy to use and very convenient.

Easy to use and very convenient. Reviewed on: 5th June 2026

best service ever

I been using PayPal for a long time had no issue at all best service u can get Reviewed on: 5th June 2026

Good service very reliable good customer service

Good service very reliable good customer service Reviewed on: 5th June 2026

I had a purchase that was faulty and the company was...

I had a purchase that was faulty and the company was dragging their heels in refunding me so I asked PayPal to intervene and deal with my problem and they did. The problem was resolved and they kept me informed of the procedure and the end result. They helped me by fighting my case and can’t thank them enough. Reviewed on: 5th June 2026

PayPal efficient and effective.

PayPal is efficient and provides quick and easy access to money when needed. The app layout provides and easy to read and easy to navigate experience so you know what you owe and when to pay. The app shows how much credit is left and also what your minimum payment is so you know what to expect when your payments due. Decisions are made fast and the money is available asap. Reviewed on: 5th June 2026

My experience with PayPal has been positive

My experience with PayPal has been positive. It is easy to use, payments are processed quickly, and I find it a convenient and secure way to manage online transactions Reviewed on: 5th June 2026

PayPal credit review

All went well deserves 100 per cent flawless feedback Reviewed on: 5th June 2026

Professional methodology

It has helped me at challenging points where they sort out in a professional way Reviewed on: 5th June 2026

PayPal has an effective and streamlined process

PayPal has an effective and streamlined process Reviewed on: 5th June 2026

Accessible and easy to use, enables various options...

Accessible and easy to use, enables various options for payments both as a buyer or a seller. Also easily accessible as a form of payment on the majority of online stores. I also like the fact that there is often different purchase offers on with PayPal credit and you can easily track when the offer is coming to an end of an interest free period. Reviewed on: 5th June 2026

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