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PayPal: PayPal Credit reviews

4.90
Based on 61,770 reviews, last reviewed 13th Apr 2026
1009200% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use and manage my payments through the... Very easy to use and manage my payments through the app,Explained terms easy to understand Reviewed on: 13th April 2026
RF's avatar
RF

Latest lowest rating:

1

I had to do all the work you were not there for me y... I had to do all the work you were not there for me yet you could see what happened .They were a scam company and you even had review from others who h... Read more Reviewed on: 13th April 2026
Frank B's avatar
Frank B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (61770)

Paypal credit.

5
Paypal credit very good and simple to use. Reviewed on: 8th July 2022

No brainer

5
0% interest on purchases for up to 4 months is a no-brainer. Reviewed on: 8th July 2022

Very professional and reliable service with excellent service and security.

5
I always use PayPal services for its customers and secure services. Reviewed on: 8th July 2022

Peace of mind credit card

5
Very handy to use in terms of urgency purchases. Reviewed on: 8th July 2022

Paypal

5
Paypal Credit is great,low pay back every month Reviewed on: 8th July 2022

Amazing!

5
PayPal credit is amazing, if your short on cash, it really helps until payday. Easy to use easy to pay back Reviewed on: 8th July 2022

Perfect .....Helpful at hard times

5
Perfect .....Helpful at hard times Reviewed on: 8th July 2022

Credit Boost

5
I applied for & was accepted for PayPal Credit which was super fast and easy to do. I love the fact that so many things in my family's life have changed because I now have an affordable way to pay for so many things, from weekend activities, birthday's, Christmas, holidays and even the armchair that I'm sitting in right now to write my review! This great new way to pay has made my life so much happier and less stressful. PayPal Credit is No 1 for Safe, Stress Free, No nonsense and Affordable online shopping. Reviewed on: 8th July 2022

Fair transparent with great offers of 0% purchases

5
A great company very good to deal with great rates on offer Reviewed on: 8th July 2022

Paypal credit spend on almost anything

5
Paypal credit has help me and my family decorate our home and buy furnishings to match, martial arts and up to date technology. Would highly recommend paypal credit to any family or business. Reviewed on: 8th July 2022

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