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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 61,304 reviews, last reviewed 13th Apr 2026
965600% increase in 5 star reviews
in the past 90 days
3400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use Ease of use and convenience, no issues at all Reviewed on: 13th April 2026
Brett R's avatar
Brett R

Latest lowest rating:

1

I am very disappointed with my experience was handled. I am very disappointed with how my case was handled. The item I received was clearly not as described, and I provided full evidence to support this. ... Read more Reviewed on: 13th April 2026
Parisa m's avatar
Parisa m
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (61305)

This is amazing!

5
I love shoping with paypal credit, the best ever! Reviewed on: 8th July 2022
Monia's avatar
Monia

The best

5
Pay in 3 provides flexibility and I love how I can plan my finances Reviewed on: 8th July 2022
Haarika Kanajam's avatar
Haarika Kanajam

Bog Standard -

3
PayPal credit is a big standard “credit card” It’s works how it should , you’re given X credit limit and you can use it: The problem is there is virtually no customer service with this product. Whilst it works like a credit card , the behind the scenes stuff is poor, from not being helpful on charge backs, not being able to request a larger credit limit and almost no information on it. It’s clear to me that PayPal is a payment provider that just so happens to provide credit . It’s supplemental to their main income and they treat it as such. It’s a side project for them. Don’t expect professional informative information Reviewed on: 8th July 2022
Matt James's avatar
Matt James

best service

5
Always best service, quick and good attention for the customer necessities. Reviewed on: 8th July 2022
Sara de Souza's avatar
Sara de Souza

Brilliant and easy

5
Great interface and super easy to use. It’s my go to option. Reviewed on: 8th July 2022
Sarah Schuh's avatar
Sarah Schuh

The best

5
Helps me buy more expensive things without taking a chunk out of my savings. I can spread it over 4 months guilt free as there is no interest. I tell everyone about it. Reviewed on: 8th July 2022
Lucy's avatar
Lucy

Helping Dreams come true x

5
amazing when needed to book concert tickets before payday x Reviewed on: 8th July 2022
Carly Hadley's avatar
Carly Hadley

Very good service

5
Easy to use and no problems and very efficient and useful for when paying online and also for other things Even transfer to other people I also received refunds through PayPal Reviewed on: 8th July 2022
Marine Crawford 's avatar
Marine Crawford

Very helpful

5
To help me buy furniture for my new flat. Reviewed on: 8th July 2022
Marcin Jarzabek 's avatar
Marcin Jarzabek

Always use it when I can

5
PayPal credit gives me massive flexibility to spread the cost of large items with a simple and easy to use process. Payments are slick and reminders for payments are always in advanced! Reviewed on: 8th July 2022
Tim Efendi's avatar
Tim Efendi

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