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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Great service loveit used this on several items

Great service loveit used this on several items Reviewed on: 5th June 2026

Very handy for emergencies,

Very handy for emergencies, especially when you have an unexpected bill to pay Reviewed on: 5th June 2026

Great app

Great app easy to use and good to spread the cost Reviewed on: 5th June 2026

Paypal great service.

I won’t pay for anything online if it’s not PayPal or PayPal credit card I like that they have good security in place and if there is or was a problem it will get resolved immediately,I had a problem a few years ago when my eBay account got hacked and money was taken from my PayPal app I phoned PayPal and the money was back into my bank before the call ended that’s what I call good service thank you Reviewed on: 5th June 2026

Always use it to pay, easy to check out!

Always use it to pay, easy to check out! Reviewed on: 5th June 2026

Easy to use

Easy to use and excellent for covering payments Reviewed on: 5th June 2026

Positive experience with PayPal

My experience with PayPal has been very positive overall. I regularly use the Pay in 3 feature, which I find convenient and easy to manage when making purchases. The platform feels secure and reliable, and I’ve never experienced any issues with payments or account access. While I haven’t really used the credit card features, everything else has worked smoothly, and I’ve had no problems or concerns. Overall, PayPal has been a useful and trustworthy service that I am happy to continue using. Reviewed on: 5th June 2026

Nice to have options

Great to have options to buy larger items Reviewed on: 5th June 2026

This platform has never let me down and has helped m...

This platform has never let me down and has helped me in many situations, but they should have slightly lower interest rates and access to larger cash loans. Reviewed on: 5th June 2026

Safe & Easy Payments

My experience with PayPal⁠ has been smooth, secure, and super convenient. Payments are quick, buyer protection gives peace of mind, and the app makes managing transactions really easy. Definitely one of the most reliable payment services I’ve used. Reviewed on: 5th June 2026

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