Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 60,878 reviews, last reviewed 13th Apr 2026
926700% increase in 5 star reviews
in the past 90 days
3300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I trust paypal. I've used PayPal for a number of years. It is accepted through by retailers. Using PayPal is quick and offers reassurance against identity fraud when ... Read more Reviewed on: 13th April 2026
Clare P's avatar
Clare P

Latest lowest rating:

2

Incredible and worst Indokolatlanul levontak 2x £12-ot pedig semmilyen late payment nem volt. Pontosabban en kezdemenyeztem feltoltest es nem en hibaztam. Reviewed on: 13th April 2026
Sandor's avatar
Sandor
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (60878)

Tops

5
Easy to deal with and good communication. (Plus good offers) Reviewed on: 13th June 2022
Eddie Andrews's avatar
Eddie Andrews

Great rates

5
Pay pal credit has good and affordable interest rates. I am a happy customer. Reviewed on: 13th June 2022
Christine Campion's avatar
Christine Campion

Great for emergencies

5
Needed for an item needed before payday Reviewed on: 13th June 2022
joanne harris's avatar
joanne harris

So handy and reliable

5
Fantastic service and always on hand and online when I am. Reviewed on: 13th June 2022
Gareth Hicks's avatar
Gareth Hicks

Best flexible payment options

5
Great payment options take 3 0% Reviewed on: 13th June 2022
Mark Mace's avatar
Mark Mace

Easy Peasy!

5
I have been using PayPal for many transactions and have always wondered why I needed intermediary to spend. PayPal credit card fixed that for me! Easy to apply, ready to use…can’t wait to use in store too. Reviewed on: 13th June 2022
Oluwaseun Oluwaranti's avatar
Oluwaseun Oluwaranti

Excellent service

5
Excellent experience No hassles at all Reviewed on: 13th June 2022
KINGSTONE CHIFODYA 's avatar
KINGSTONE CHIFODYA

A great overall option

5
I love PayPal. I get really anxious when buying things online because I’m always worried about being hacked but PayPal allows me to pay through them securely. As well as that I have PayPal credit which has been a great credit option; I can spend the credit it loads of shops and it has come in handy in a lot of situations. I have recommended PayPal to many people and they have all had the exact same experience. We love it! Reviewed on: 13th June 2022
Nadine Hunt's avatar
Nadine Hunt

Quick easy payment plan

5
I was impressed how easy it was to arrange a 4 payment interest purchase Reviewed on: 13th June 2022
Graham Marshall's avatar
Graham Marshall

quality service, easy to usefair credit

5
i use it to purchase online and spread the cost easily once you have set up direcd debit payments are taken easily, customer service is on standby if any issues arise. reccomended Reviewed on: 13th June 2022
chris d's avatar
chris d

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill