Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

View other PayPal products

4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181120)

everytime i have used paypal for payment it's always...

everytime i have used paypal for payment it's always been fantastic Reviewed on: 5th June 2026

Very simple and easy to use.

Very simple and easy to use. Honest with 0 hidden things Reviewed on: 5th June 2026

Good and excellent customer support

Good and excellent customer support Reviewed on: 5th June 2026

I feel Safe and secure using payoal

I use PayPal almost everyday, I feel more confident using this to prevent being scammed Reviewed on: 5th June 2026

PayPal for all your financial needs

PayPal is an excellent payment service, easy to use and offers many products for all your financial needs Reviewed on: 5th June 2026

Wonderful platform , highly recommended and trusted

Wonderful platform , highly recommended and trusted Reviewed on: 5th June 2026

I am very satisfied flexible reasonable rate easy to...

I am very satisfied flexible reasonable rate easy to use Reviewed on: 5th June 2026

Very easy shoppig good value i am very happy thankyou

Very easy shoppig good value i am very happy thankyou Reviewed on: 5th June 2026

I like using PayPal it gives you more time to pay fo...

I like using PayPal it gives you more time to pay for the items that you maybe can’t afford to pay in one go. Reviewed on: 5th June 2026

Just wow I love this so much wow wow service is amaz...

Just wow I love this so much wow wow service is amazing Reviewed on: 5th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101280 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub