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PayPal: PayPal Credit reviews

4.73
Based on 181,120 reviews, last reviewed 13th Aug 2026
26% increase in 5 star reviews
in the past 90 days
42% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026
Michele H's avatar
Michele H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181120)

Easy to use, 100%

5
Paypal credit is easy to use and handy to have, would 100 percent recommend and use again. Reviewed on: 5th June 2026

Very reliable Works well, smart and fast.

5
Very reliable Works well, smart and fast. Reviewed on: 5th June 2026

When i got in contact with a query i found them very...

5
When i got in contact with a query i found them very quick at helping Reviewed on: 5th June 2026

Service is number one and my purchases are protected.

5
Service is number one and my purchases are protected. I have been with Paypal for a very long time and never had any issues Reviewed on: 5th June 2026

easy and simple to use and pay, kept up to...

5
easy and simple to use and pay, kept up to date Reviewed on: 5th June 2026

I have used PayPal for many products it is excellent...

5
I have used PayPal for many products it is excellent Reviewed on: 5th June 2026

I do feel that my money is safe with PayPal and they...

5
I do feel that my money is safe with PayPal and they act on my behalf in resolving issues with sellers Reviewed on: 5th June 2026

No hassle,pay in 4,0 interest,and when buying things...

5
No hassle,pay in 4,0 interest,and when buying things with confidence without getting scammed Reviewed on: 5th June 2026

efficient and easy to use , peace of mind...

5
efficient and easy to use , peace of mind Reviewed on: 5th June 2026

Convenience

5
Convenience of having details in one location Reviewed on: 5th June 2026

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