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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Easiest/safest payment service to use

I always feel safer making purchases via PayPal Reviewed on: 5th June 2026

It’s very user friendly and a safe way to spend...

It’s very user friendly and a safe way to spend money Reviewed on: 5th June 2026

Paypal credit

Paypal credit has really come in clutch when i've needed it, really good in case of emergencies. Reviewed on: 5th June 2026

Its bit confused to set up direct debit otherwise it...

Its bit confused to set up direct debit otherwise its good Reviewed on: 5th June 2026

Making online shopping easier as you can pay in 3.

Making online shopping easier as you can pay in 3. Reviewed on: 5th June 2026

Great service love the PayPal credit 4 monthly inter...

Great service love the PayPal credit 4 monthly interest free and safe transactions Reviewed on: 5th June 2026

Excellent

Im very about service PayPal I recommend everyone Reviewed on: 5th June 2026

Been great!

Been great! Very pleased with the service and the customer support staff are excellent, friendly and proffesional. Reviewed on: 5th June 2026

Enjoyable experience all round

Easy application, very clear and definitive payment structure and options Reviewed on: 5th June 2026

easy transactions!

easy transactions! And never had any issues with going through will purchases! Never had any issues with paypal in general so unable to comment on customer service, would recommend Reviewed on: 5th June 2026

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