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PayPal: PayPal Credit reviews

4.73
Based on 181,120 reviews, last reviewed 13th Aug 2026
26% increase in 5 star reviews
in the past 90 days
42% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026
Michele H's avatar
Michele H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181120)

Excellent customer service.

5
Excellent customer service. Cannot fault PayPal, always efficient & helpful. Issues are resolved quickly. I would highly recommend everyone use PayPal to pay for everything, as I believe it to be the safest way. Reviewed on: 5th June 2026

Great service and safe.

5
Great service and safe. Allows me to purchase items online with more confidence and reassurance. Reviewed on: 5th June 2026

I have been using PayPal for years now, it makes me...

5
I have been using PayPal for years now, it makes me feel secure Reviewed on: 5th June 2026

Excellent service.

5
Excellent service. Lot's of thing's has upgraded and added to app Reviewed on: 5th June 2026

Very good uh

5
Very good.flexible .i can shop pay later Reviewed on: 5th June 2026

Easy to use and Protected.

5
Easy to use PayPal for paying merchants, paying friends and using in wallet. Most important is secured and safe and protected from.retqilers in case of bad retailer. I will always trust PayPal. Reviewed on: 5th June 2026

Good service

5
Very good brilliant way of paying Reviewed on: 5th June 2026

It’s been good and stress free.

5
It’s been good and stress free. I would continue to use my account again. Reviewed on: 5th June 2026

100% best I’ve ever used

5
It was great everything was easy and quick thanks Reviewed on: 5th June 2026

Excellent Service and Flexible Credit Option

5
"PayPal Credit has made online shopping much more convenient for me. The platform is easy to navigate, transactions are processed smoothly, and managing repayments is straightforward. I appreciate the flexibility it offers and the clear communication regarding balances and payment schedules. A great option for anyone looking for a simple and trusted credit facility." Reviewed on: 5th June 2026

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