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PayPal: PayPal Credit reviews

4.73
Based on 181,120 reviews, last reviewed 13th Aug 2026
28% increase in 5 star reviews
in the past 90 days
45% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026
Michele H's avatar
Michele H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181120)

Great way to pay

5
I've been with pay pal for a while now, never had any issues, easy way to pay and it's been amazing for me to purchase anything. Reviewed on: 5th June 2026

I like PayPal it's quick efficient and the app is...

5
I like PayPal it's quick efficient and the app is great Reviewed on: 5th June 2026

Good can't get enough of this app.

5
Good can't get enough of this app. It makes my daily life easier Reviewed on: 5th June 2026

Gave me good and safe purchases online.

5
Gave me good and safe purchases online. Also 0% interest rate on 4 payments Reviewed on: 5th June 2026

one stop shop

5
PayPal one stop shop for managing money Reviewed on: 5th June 2026

Simple and timely.

5
If a problem with a purchase source arises PayPal can be contacted and a human will help solve the problem. The online interface is clear, easy and effective to use. Reviewed on: 5th June 2026

When ever I’ve been strapped for cash you have a cho...

5
When ever I’ve been strapped for cash you have a choice of paying your bill in 3, which suits me sometimes Reviewed on: 5th June 2026

Useful PayPal card

5
Useful and adding card use is a great idea Reviewed on: 5th June 2026

Absolutely great service would highly recommend t...

5
Absolutely great service would highly recommend to friends & family Reviewed on: 5th June 2026

It's made making large expenses easier.

5
It's made making large expenses easier. And with a lower interest than my bank credit card Reviewed on: 5th June 2026

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