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PayPal: PayPal Credit reviews

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4.90
Based on 62,479 reviews, last reviewed 13th Apr 2026
1075700% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic customer service Fantastic customer service being able to speak to someone with perfect English honestly makes customers service a different class Reviewed on: 13th April 2026
Memehi's avatar
Memehi

Latest lowest rating:

2

I had bad experiences with customer services I had bad experiences with customer services Reviewed on: 13th April 2026
Mohammed H's avatar
Mohammed H
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62479)

Easy and Convenient

5
So simple to use PayPal and gives peace of mind that Credit Card details are not being given out to companies who may not be as secure with their data as they would like to be. Reviewed on: 1st August 2022
Craig McFie's avatar
Craig McFie

Amazing Idea!!!

5
I could not believe when I read about the PayPal credit. It is so useful and helpful. It is like a reoccurring credit card which you do not have to reapply for once your free interest months run out. I am very pleased and can onyl say thank you!! Reviewed on: 1st August 2022
ErgzN4's avatar
ErgzN4

Wonderful credit business

5
They give you fair terms, they let you choose whether to buy now/pay later, they give you plenty of reminders, it's just a trustworthy business. Reviewed on: 1st August 2022
ElementalScepticism's avatar
ElementalScepticism

thanks

5
thanks thanks thanks thanks thanks thanks Reviewed on: 1st August 2022
mark lawrie's avatar
mark lawrie

Didn't take money from my account as scheduled

1
They didn't take money from my account as scheduled which ultimately effected my credit score Reviewed on: 1st August 2022
Joe S's avatar
Joe S

Definitly 5 stars

5
With the unique option to pay zero interest if paid in full within 4 months it is absolutely brilliant. I used this service many times and am very pleased with it. Highly recommend! Reviewed on: 1st August 2022
Hanna K's avatar
Hanna K

Easy to use

5
I like to have everything all in one place, and PayPal offers that Reviewed on: 1st August 2022
Matt's avatar
Matt

Simple & easy

5
PayPal credit is simple and easy with no hidden charges. The website is easy to navigate and easy to keep track of spending. Reviewed on: 1st August 2022
Jack Masterson's avatar
Jack Masterson

Safe, Simple and Secure

5
Transactions are very quick and seamless, very easy to navigate the site and help is always on hand. Disputes (if you have any) are dealt with quickly and fairly - I have been using Paypal for nearly 20 years and never had an issue or problem. Reviewed on: 1st August 2022
Steven Collins's avatar
Steven Collins

Great service

5
Flexible credit options, with no extra cost, if you plan your budget right. Reviewed on: 1st August 2022
Einar Silvansky's avatar
Einar Silvansky

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