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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

28% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Top lender

Easy to apply and quick answer. Easy system to work Reviewed on: 5th June 2026

Easy to use and any issues are sorted without any ag...

Easy to use and any issues are sorted without any aggravation. Reviewed on: 5th June 2026

Efficient and fast way to make purchases

Easy and Efficient way to make purchases without the hassle of manually inputting my information. Having the option to choose PayPal pay in 3 or Paypal credit in one place at checkout point makes shopping so much quicker. Reviewed on: 5th June 2026

Fed up of big Banks?

Easy to use with minimal interference, unlike high street banks; it allows the customer to take responsibility for their funds. Reviewed on: 5th June 2026

Flawless service

I have used PayPal for a number of years and cannot fault their service Reviewed on: 5th June 2026

Well done PayPal you added too many features over th...

Well done PayPal you added too many features over these years Reviewed on: 5th June 2026

Nothing to comment all good! Excellent

Nothing to comment all good! Very helpful. Reviewed on: 5th June 2026

It’s just the payment u should be able to select wha...

It’s just the payment u should be able to select what u want to pay that would make better to use the app. Reviewed on: 5th June 2026

Great service, good app, makes paying for things easy.

Great service, good app, makes paying for things easy. Also great for sending money to friends for things. Also offers good buyer protection. Reviewed on: 5th June 2026

I like the points and easy use.

I like the points and easy use. Trustworthiness Reviewed on: 5th June 2026

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