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PayPal: PayPal Credit reviews

4.73
Based on 181,120 reviews, last reviewed 13th Aug 2026
28% increase in 5 star reviews
in the past 90 days
45% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026
Michele H's avatar
Michele H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181120)

Had no issues with using paypal.

5
Had no issues with using paypal. Quick and effective and clearly set out.. Reviewed on: 5th June 2026

Great way to buy higher priced items

5
Great way to buy higher priced items Reviewed on: 5th June 2026

Flexible and reliable.

5
Flexible and reliable. Can help u with any issues Reviewed on: 5th June 2026

Had zero issues and a smooth experience.

5
Had zero issues and a smooth experience. Reviewed on: 5th June 2026

I used paypal for large purchases to spread out the...

5
I used paypal for large purchases to spread out the cost interest free. Starting using debit card also. I have had account for long time and now use the cards as well. Reviewed on: 5th June 2026

Just perfect.

5
Always easy to use and keeps you well informed of what you need to know. Highly recommend them and happy with all aspects of the service. Reviewed on: 5th June 2026

Easy start up

5
Always quick and easy to use. Very easy to set up and get started Reviewed on: 5th June 2026

Pay in 3 is great!

5
Pay in 3 is great, so handy for large purchas s. Reviewed on: 5th June 2026

Excellent service

5
Always there to rectify purchase mistakes and missing items Reviewed on: 5th June 2026

Generally good overall, at dealing with issues

4
Generally good overall, at dealing with issues Reviewed on: 5th June 2026

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