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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (67394 reviews)

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4.90

Based on 67,394 reviews, last reviewed 15th Apr 2026

1528800% increase in 5 star reviews

in the past 90 days

4400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Balance Payments Showing Great product but delays in balance payments showing over a few days could be better. Reviewed on: 15th April 2026

Latest lowest rating:

1

Don't Bother the card has randomly stopped working, 3 attemps to use at different places and it got declined all 3 times, impossible to resolve as they only have A... Read more Reviewed on: 15th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (67394)

Most underrated feature is Paypal Credit.

Most underrated feature is Paypal Credit. It offers flexible payment options and a seamless integration with my PayPal account. The application process was quick and easy. Using PayPal Credit for purchases gives me extra time to pay without any hassle. I would suggest launching their own card though. Highly recommend for anyone looking for convenient credit solutions! Reviewed on: 18th May 2024

I like the idea of having four months with zero perc...

I like the idea of having four months with zero percent interest Reviewed on: 18th May 2024

PayPal is very helpful

PayPal is very quick to help if you are a little mixed up about anything, they have you sorted out very efficiently. . It’s a secure way of paying on line . I have never had a problem with PayPal, they sort out mine . Reviewed on: 18th May 2024

They will never let you down if you need it

They will never let you down if you need it Reviewed on: 18th May 2024

I feel safe paying online via my PayPal account.

I feel safe paying online via my PayPal account. Always reliable Reviewed on: 18th May 2024

4 month interest free with pay pal credit is exc...

The 4 month interest free with pay pal credit is excellent. It has helped out so much, especially paying for holidays. Reviewed on: 18th May 2024

With PayPal you have peace of mind everything you ne...

With PayPal you have peace of mind everything you need literally at your fingertips would highly recommend PayPal credit its convenient and helps splitting the payments over a period of time for bigger purchases and with direct debit your payments are automatically processed according to your needs and if you can pay more the option is available Reviewed on: 18th May 2024

Finance for sensible people.

Pay pal has been great for spreading the cost of purchases of our mountain bikes which we love riding and the finance options have been competitive. Buying those little extras for birthdays when money was tight bought a lot of joy. Reviewed on: 18th May 2024

Helped me on my business, buying tools that I needed...

Helped me on my business, buying tools that I needed and paying in instalments. Reviewed on: 18th May 2024

Fantastic.

Fantastic. It has offered me just what I need. Such ease of use, as well. Reviewed on: 18th May 2024

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