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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

28% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Really convenient and reliable.

Really convenient and reliable. Safe and secure payements with easy to use interface. When times are dufficult i can rely on paypal to always be there for me to purchase that item we need in an instant. Economic recovery and hassle free payements are always a good thing. Thank you PayPal! Reviewed on: 5th June 2026

Fantastic

With you for years and years -trust you beyond measure Reviewed on: 5th June 2026

The PayPal app is the most straight forward app to use.

The PayPal app is the most straight forward app to use. Would recommend to to everyone Reviewed on: 5th June 2026

Easy to apply and use

I have used paypal credit and pay in 3. Smooth application process and payments. No issues Reviewed on: 5th June 2026

Good service easy to use and safe

Good service easy to use and safe Reviewed on: 5th June 2026

Its easy to use and readily available.

Its easy to use and readily available. I can use it for my purchases online without any challenges or when I dont have readily available cash . Reviewed on: 5th June 2026

It is smooth and seamless.

It is smooth and seamless. A credit card with a great points benefit. Reviewed on: 5th June 2026

Banked for a really long time, had no problems ever!

Banked for a really long time, had no problems ever! great service and easy navigation! Reviewed on: 5th June 2026

Simple and easy to pay in 3 instalments and use the...

Simple and easy to pay in 3 instalments and use the credit to pay for goods make me love it Reviewed on: 5th June 2026

They are effective in doing business and they are ve...

They are effective in doing business and they are very reliable. Their app is customers friendly Reviewed on: 5th June 2026

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