Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 76,872 reviews, last reviewed 19th Apr 2026
2402800% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant as always very safe, quick service and exc... Brilliant as always very safe, quick service and excellent customer service should you have a query Reviewed on: 19th April 2026
Smcs's avatar
Smcs

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (76872)

Convenient and safe payment and credit service.

5
Convenient and safe payment and credit service. I am really happy with the service. Would recommend it to anyone. Reviewed on: 3rd June 2024

Paypal has been a god send to me!

5
Paypal has been a god send to me! It has helped me be able to enjoy my life while studying nursing with giving me support in ways to function the cost of living. Without paypal i would struggle to afford things that bring me joy while trying to cope with univeristy pressures. Reviewed on: 3rd June 2024

Easy to use, accepted in most places online, clear i...

5
Easy to use, accepted in most places online, clear instructions Reviewed on: 3rd June 2024

Perfect for large purchases.

5
Perfect for large purchases. Protection with eBay Reviewed on: 3rd June 2024

Highly recommended paypal

5
I have always had o good experience when using PayPal think you get a extra bit of security, and easy to use Reviewed on: 3rd June 2024

Very happy with overall level of service received.

5
Very happy with overall level of service received. Reviewed on: 3rd June 2024

It is so easy to make purchases I want when I need t...

5
It is so easy to make purchases I want when I need to with PayPal credit. The option of 4 months interest free credit is excellent. Plus you have the peace of mind using PayPal with their PayPal protection. Reviewed on: 3rd June 2024

Great service, love being able to split bigger purch...

5
Great service, love being able to split bigger purchases over 3 Reviewed on: 3rd June 2024

Good experience,no issues , recommend to all

5
Good experience,no issues , recommend to all Reviewed on: 3rd June 2024

Super convenient

5
Super easy and convenient to pay using PayPal when buying things online and now also in store. I also like the option to pay in three or spread over four months for larger purchases over £100. Never had any issues with PayPal! Reviewed on: 3rd June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review