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PayPal: PayPal Credit reviews

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4.90
Based on 75,282 reviews, last reviewed 18th Apr 2026
2256300% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent options Helpful to have this payment option, useful for bigger purchases Reviewed on: 18th April 2026
Lynnie 's avatar
Lynnie

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75282)

All I can say is it’s , To good ,...

5
All I can say is it’s , To good , to easy , Speechless Reviewed on: 2nd June 2024
Matthew Smith's avatar
Matthew Smith

I like using PayPal credit as it makes it easier for...

5
I like using PayPal credit as it makes it easier for me to afford essential things I need. Reviewed on: 2nd June 2024
Laura's avatar
Laura

Easy to use and understand

5
Paypal credit has always seemed good value and fair and have been very helpful to many people struggling through the cost of living, they have made clear they can work with people to help ease the pressure of payments when people are struggling rather than making it feel impossible to manage. Reviewed on: 2nd June 2024
Annifer85's avatar
Annifer85

Easy to use, fast, even for an oldie like me,...

5
Easy to use, fast, even for an oldie like me, Reviewed on: 2nd June 2024
Robert 's avatar
Robert

Pay in 3

5
I can purchase items of large value and pay over a 3 month period which helps me out a great deal Reviewed on: 2nd June 2024
Susan T's avatar
Susan T

PayPal credit is a excellent way to pay has it offer...

5
PayPal credit is a excellent way to pay has it offer great value and security 5☆ Reviewed on: 2nd June 2024
Dale Watts's avatar
Dale Watts

Easy to use, excellent service.

5
Easy to use, excellent service. Trusted company Reviewed on: 2nd June 2024
Malcolm H's avatar
Malcolm H

Always use PayPal No issues reliable and you know mo...

5
Always use PayPal No issues reliable and you know money payments are safe Reviewed on: 2nd June 2024
Emma j's avatar
Emma j

Easy to use and helps woth large purchases

5
Easy to use and helps woth large purchases Reviewed on: 2nd June 2024
Andrew M's avatar
Andrew M

PayPal is great, no interest for the first months, g...

5
PayPal is great, no interest for the first months, great for small and large purchases. Convenient, always at hand, the application is easy to use. AT I use PayPal every day, great app. Reviewed on: 2nd June 2024
Sylwia Tobiasz's avatar
Sylwia Tobiasz

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