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PayPal: PayPal Credit reviews

4.90
Based on 62,534 reviews, last reviewed 13th Apr 2026
1080800% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So easy to use. So easy to use. When making online payments you have the security of knowing your protected Reviewed on: 13th April 2026
SW's avatar
SW

Latest lowest rating:

2

I had bad experiences with customer services I had bad experiences with customer services Reviewed on: 13th April 2026
Mohammed H's avatar
Mohammed H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62534)

Good offers

3
Easy to manage, decent interest free offers. recommend Reviewed on: 3rd August 2022

Simple & reliable

5
Easy to use, accepted in most places, great user experience. Reviewed on: 2nd August 2022

there when you need it

5
When you want to make a purchase and it's another week to payday, paypal credit is there, easy to use and understand, I also like pay in 3, very helpful! Reviewed on: 2nd August 2022

Fair and Reliable

5
fair, reliable and easy to use, a great credit system Reviewed on: 2nd August 2022

easy to use

5
easy to manage and paypal payment is more availlable now Reviewed on: 2nd August 2022

Quick easy to use service

5
Easy to use with easy management of payments. Only gripe is slow procesing at times on payments appearing when deducted from accounts Reviewed on: 2nd August 2022

the easy way to pay with the paypal credit

5
simple to yes easy to set up use with ebay and other online retailers with the protection of paypal transactions Reviewed on: 2nd August 2022

Easy

5
easy to setup and use, simple to understand Reviewed on: 2nd August 2022

Everything good with paypall

5
Im using paypall years never have any problem :) Reviewed on: 2nd August 2022

Best credit card provider for big ticket items

5
I have never seen a company that offers three months of interest free installments on big ticket items. Hence, why I prefer to use PayPal over traditional credit card providers Reviewed on: 2nd August 2022

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