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PayPal: PayPal Credit reviews

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4.90
Based on 62,182 reviews, last reviewed 13th Apr 2026
1048100% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy payment Just makes things easy and simple to use Reviewed on: 13th April 2026
Gary M's avatar
Gary M

Latest lowest rating:

1

I had to do all the work you were not there for me y... I had to do all the work you were not there for me yet you could see what happened .They were a scam company and you even had review from others who h... Read more Reviewed on: 13th April 2026
Frank B's avatar
Frank B
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (62182)

Very good

5
Very good service and easy to maintain/ monitor online. Reviewed on: 8th July 2022
John 's avatar
John

Value for money

5
Saved a fortune in interest over the last year which means I often buy better quality! Reviewed on: 8th July 2022
Dawn Woodhams's avatar
Dawn Woodhams

Ease of access

5
The whole process is straightforward and very quick and easy. Reviewed on: 8th July 2022
Bivash Rijal's avatar
Bivash Rijal

Sum up your payment in different instalment.

5
This is on of the best way to sum up your payment in instalments as agreed by PayPal with zero percent interest. I recommend Reviewed on: 8th July 2022
Femi Adejuwon's avatar
Femi Adejuwon

Great service and easy to use

5
Been using PayPal for a while now ,and Paypal credit is one of the best credit schemes you can have ,on the tip of your fingers and need to spend as much as £99 to have 0 intrest offer for 4 months .A must have service for everybody that dont wanna wait for pay day to buy things .Reccomend 100% Reviewed on: 8th July 2022
Hristo Petrov's avatar
Hristo Petrov

PayPal is always an great option

5
Being using PayPal for years and the credit option has always been great, they offer great deals on their interest rates Reviewed on: 8th July 2022
MichEaelW's avatar
MichEaelW

Brilliant andGood and fast

4
Very well no issue,good customer service Reviewed on: 8th July 2022
Kalim Azim's avatar
Kalim Azim

Amazing service

4
I’m in love with it, you don’t need a good credit score to get it Reviewed on: 8th July 2022
Aderito Costa's avatar
Aderito Costa

Fast, great service.

5
Got approval and credit within minutes. Straightforward management via the app. Reviewed on: 8th July 2022
Nick Dandoulakis's avatar
Nick Dandoulakis

Incredible Credit

5
I was able to achieve my dreamed items and paid with ease and interest free. The four Months interest free credit purchase is fantastic. I had 120 days to save and pay back my credit purchase. What more can I ask of a credit card company? Well done PayPal! Reviewed on: 8th July 2022
Enyinna 's avatar
Enyinna

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