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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

28% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Simple to use, helping with shopping and spread the...

Simple to use, helping with shopping and spread the costs with 0% options. Available in most online shops. Reviewed on: 5th June 2026

The service is so easy to use

The service is so easy to use, the interface is simple and effective, its really easy to pay back extra at any point and I have no complaints at all Reviewed on: 5th June 2026

Easy to manage money and many great offers

Very easy to track payments and upcoming repayments for credit agreements. Many offers always available such as pay in 3, 0% credit for 4 months and rewards with PayPal+. Reviewed on: 5th June 2026

Fantastic good for ebay and lots of other companys a...

Fantastic good for ebay and lots of other companys and shops and banking Reviewed on: 5th June 2026

PayPal is so easy to use and you get reminders about...

PayPal is so easy to use and you get reminders about upcoming payments due Reviewed on: 5th June 2026

PayPal has been absolutely brilliant for all my paym...

PayPal has been absolutely brilliant for all my payments and transfers! I use it daily for shopping, sending money to family, and receiving payments — everything is fast, secure, and super easy to set up. The app is simple to navigate, and I’ve never had issues with delays or safety. Customer support was quick and helpful when I had a small question. It’s made managing money so much simpler and stress-free. I trust PayPal completely and recommend it to everyone. Reviewed on: 5th June 2026

Excellent service!

Excellent service! Many years of continuously great service. I would highly recommend this to everyone. Reviewed on: 5th June 2026

PayPal does everything perfectly!

PayPal offers a seamless way to pay and I use it for as many transactions as I can. By using PayPal I was able to start my credit journey and it was easy to begin developing a credit score through the app, it took no time at all! I also use it for a range of transactions and having PayPal as a hub for all my cards and a direct to and from bank option is also perfect. The app is easy to use, customer service has never been an issue and I can always trust that my money is safe and secure. Reviewed on: 5th June 2026

PayPal is amazing

I have used PayPal for years and have never had any issues with them. They also resolve the little issues I have had very quick. Reviewed on: 5th June 2026

PayPal offer a complete service with high safety fea...

PayPal offer a complete service with high safety features & protection. With superb customer service back up! Reviewed on: 5th June 2026

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