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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (61769 reviews)

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4.90

Based on 61,769 reviews, last reviewed 13th Apr 2026

1009100% increase in 5 star reviews

in the past 90 days

3500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent customer service that deals with queries/d... Excellent customer service that deals with queries/disputes seamlessly. Great service!!!! Perfect for on line shopping Reviewed on: 13th April 2026

Latest lowest rating:

1

I had to do all the work you were not there for me y... I had to do all the work you were not there for me yet you could see what happened .They were a scam company and you even had review from others who h... Read more Reviewed on: 13th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (61769)

Quick and easy to use

Offer a different kind of payment plan and easy to track Reviewed on: 8th July 2022

Great

Good service, nice and easy as it should be. Reviewed on: 8th July 2022

PayPal Credit!!

I'll recommend it over and over again. 4 months of interest-free plus you can also choose minimum payment. How much more do we want!!! Reviewed on: 8th July 2022

Awesome flexibility

Has allowed me to get new items at 0% with no fuss. Easy checkout to :). Thank you :) Reviewed on: 8th July 2022

A great secure Service

The customer service is excellent, its simple to use and feels very secure Reviewed on: 8th July 2022

Very good

Can do with more features and less interest rate, to be one of the best, thank you!! Reviewed on: 8th July 2022

Best credit provider

Easy to use better credit than most other companies Reviewed on: 8th July 2022

Brilliant Payment Method

Just brilliant to have the flexibility to pay interest free over 4 months. This allows me to ensure finances are in order and don't have to pay any extra interest if done on time. Reviewed on: 8th July 2022

Excellent service

l have used paypal credit for a few years now, its an excellent service and the 4 months interest free on spends over £99 is an excellent feature. Reviewed on: 8th July 2022

Simple and efficient!

Had a great experience throughout the processes, and couldn't recommend more! Reviewed on: 8th July 2022

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