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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181119 reviews)

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4.73

Based on 181,119 reviews, last reviewed 12th Aug 2026

31% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181119)

Seamless and reliable credit option

I’ve had a great experience using PayPal Credit. The setup process was entirely straightforward, and it integrates seamlessly with my existing PayPal account for online checkout. What I appreciate most are the clear, transparent monthly statements and the interest-free promotional offers, which make financing larger purchases incredibly manageable. Payments are easy to track, and the service has been completely reliable. Highly recommended for anyone looking for a flexible and hassle-free credit option. Reviewed on: 4th June 2026

Pay pal gives me the piece of mind when shopping tha...

Pay pal gives me the piece of mind when shopping that I will not get scammed Reviewed on: 4th June 2026

Great experience

I’ve had a a very good experience since having PayPal, it’s been a very good way to send money to people easily and also help with funding things over time Reviewed on: 4th June 2026

Easy to use offers r good value and easy to understand

Easy to use offers r good fantastic offers for me makes good sense to me Reviewed on: 4th June 2026

great service, have always been realliy helpful, and...

great service, have always been realliy helpful, and makes transferring money an absolute breeze! will recommend to all Reviewed on: 4th June 2026

This is the only credit provider I use!

This is the only credit provider I use! I feel safe and can easily keep on top of repayments. The pay in 3, and 4 month interest free options are a life saver for me as a single mum. Any queries I have are always dealt with efficiently. Any refunds for scammers have been dealt with promptly. Reviewed on: 4th June 2026

It’s very satisfying to use this method

It’s very satisfying to use this method Reviewed on: 4th June 2026

Reliable.

Reliable. Always good to be protected. Reviewed on: 4th June 2026

I find paypal easy to use if i need to purchase some...

I find paypal easy to use if i need to purchase something but cant pay in full then i buy through my paypal account to pay in 3 easy payments which is better for me i would recommend as its easy and they take your payments when they are due so you have no worries about missing payments Reviewed on: 4th June 2026

Easy to deal with professional and friendly

Easy to deal with professional and friendly Reviewed on: 4th June 2026

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